Leigh70 UE Diary

[roomtobreathe]

Re: Leigh70 UE Diary

Hiya Niddy,

After a bit of a quiet period, I had a home visit today from the Bank of Scotland but my wife managed to get shut of him. I have the will not enforce letter for this one as well. I have been receiving a few letters from Albion Collections and one from power2contact for this account but the guy at the door just said I am from the Bank of Scotland.

Which letter should I send off to them.

Regards

Leigh

BOS/Albion/P2C here as well. Also got the personal visit but the wife saw them off. They must be flush with cash!

[Never-In-Doubt]

Re: Leigh70 UE Diary

Thanks Niddy,

I have had a default letter today from Cap One saying my account may be sold on and the usual you may not be able to get credit in the future, and also you may not even be able to get a mobile phone. please contact us it will not go away etc. I will wait until it gets passed on I suppose.

Hiya, yea - just ignore it....

[LEIGH70]

Re: Leigh70 UE Diary

Hiya,

Getting a bit of hassle from the following number 0151 3303892 I think its crap one, not been answering it anyway, ringing up until 9pm at night.

Leigh

[Deepie]

Re: Leigh70 UE Diary

Hiya,

Getting a bit of hassle from the following number 0151 3303892 I think its crap one, not been answering it anyway, ringing up until 9pm at night.

Leigh

yes it is crap one have a look at whocallsme.com it tells you whose called

[Never-In-Doubt]

Re: Leigh70 UE Diary

Hiya,

Getting a bit of hassle from the following number 0151 3303892 I think its crap one, not been answering it anyway, ringing up until 9pm at night.

Leigh

If it continues, send this; ---> Harassment by Telephone Template

[LEIGH70]

Re: Leigh70 UE Diary

Cheers IN2 & Nid, MBNA were giving it plenty at the start but its down to 1 call a week now. I wouldnt fancy doing that for a job, they probably get 1 in 100 who answer when they call.

Leigh

[Never-In-Doubt]

Re: Leigh70 UE Diary

Cheers IN2 & Nid, MBNA were giving it plenty at the start but its down to 1 call a week now. I wouldnt fancy doing that for a job, they probably get 1 in 100 who answer when they call.

Leigh

[MattyA]

Re: Leigh70 UE Diary

Change your number mate...it works a treat.
(tell your freinds and family that you have changed provider and it was cheaper to get a new number than keep your old one)
I changed mine last September when I simply (or rather the Mrs cos she is home more than me) and have only just learned the new number....its been very quite at home.
Matty

[helmsman]

Re: Leigh70 UE Diary

hi leigh 70
Totally agree with Matty change your number it cost me £25 100 calls a week now none, silence is golden.
Good Luck
helmsman

[Never-In-Doubt]

Re: Leigh70 UE Diary

hi leigh 70
Totally agree with Matty change your number it cost me £25 100 calls a week now none, silence is golden.
Good Luck
helmsman

Or if on BT say you're getting nuisance calls and request free number change

[LEIGH70]

Re: Leigh70 UE Diary

Hiya Niddy

Had a letter from MBNA today saying it is now 5 months since you last paid etc and If I dont pay by the end of the month my account will be closed.

Following on the word may is used a lot.

We may sell it.
We may apply for CCJ.
We may apply for charging order.

This is one that you have said is enforceable, so why are still playing the what we may do game.

I have zoomed in on the agreement and none of the borders line up or is that me clutching at straws.

Cheers

Leigh

[Never-In-Doubt]

Re: Leigh70 UE Diary

Hiya Niddy

Had a letter from MBNA today saying it is now 5 months since you last paid etc and If I dont pay by the end of the month my account will be closed.

Following on the word may is used a lot.

We may sell it.
We may apply for CCJ.
We may apply for charging order.

This is one that you have said is enforceable, so why are still playing the what we may do game.

I have zoomed in on the agreement and none of the borders line up or is that me clutching at straws.

Cheers

Leigh

Its probably you clutching at straws - although that said MBNA are a nightmare for copying/pasting things! I'd just ignore it and see what happens next....

[LEIGH70]

Re: Leigh70 UE Diary

Cheers Nid,

Official default letter arrived today from Crap One, account terminated etc.

Another letter arrived from Debitas Legal Services saying that they have been instructed to collect etc.

Should I ignore or send a letter.

Cheers

Leigh

[Never-In-Doubt]

Re: Leigh70 UE Diary

Cheers Nid,

Official default letter arrived today from Crap One, account terminated etc.

Which did you get, a default notice or termination notice - there is a HUGE difference

Another letter arrived from Debitas Legal Services saying that they have been instructed to collect etc.

Should I ignore or send a letter.

Cheers

Leigh

Ignore

[LEIGH70]

Re: Leigh70 UE Diary

Hiya Nid,

It was a default notice with termination.

Cheers

Leigh