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  • #46
    Re: Leigh70 UE Diary

    Originally posted by LEIGH70 View Post
    Hiya Niddy,

    After a bit of a quiet period, I had a home visit today from the Bank of Scotland but my wife managed to get shut of him. I have the will not enforce letter for this one as well. I have been receiving a few letters from Albion Collections and one from power2contact for this account but the guy at the door just said I am from the Bank of Scotland.

    Which letter should I send off to them.

    Regards

    Leigh
    BOS/Albion/P2C here as well. Also got the personal visit but the wife saw them off. They must be flush with cash!

    Comment

    • #47
      Re: Leigh70 UE Diary

      Originally posted by LEIGH70 View Post
      Thanks Niddy,

      I have had a default letter today from Cap One saying my account may be sold on and the usual you may not be able to get credit in the future, and also you may not even be able to get a mobile phone. please contact us it will not go away etc. I will wait until it gets passed on I suppose.
      Hiya, yea - just ignore it....
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

      Comment

      • #48
        Re: Leigh70 UE Diary

        Hiya,

        Getting a bit of hassle from the following number 0151 3303892 I think its crap one, not been answering it anyway, ringing up until 9pm at night.

        Leigh

        Comment

        • #49
          Re: Leigh70 UE Diary

          Originally posted by LEIGH70 View Post
          Hiya,

          Getting a bit of hassle from the following number 0151 3303892 I think its crap one, not been answering it anyway, ringing up until 9pm at night.

          Leigh
          yes it is crap one have a look at whocallsme.com it tells you whose called
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

          Comment

          • #50
            Re: Leigh70 UE Diary

            Originally posted by LEIGH70 View Post
            Hiya,

            Getting a bit of hassle from the following number 0151 3303892 I think its crap one, not been answering it anyway, ringing up until 9pm at night.

            Leigh
            If it continues, send this; ---> Harassment by Telephone Template
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

            Comment

            • #51
              Re: Leigh70 UE Diary

              Cheers IN2 & Nid, MBNA were giving it plenty at the start but its down to 1 call a week now. I wouldnt fancy doing that for a job, they probably get 1 in 100 who answer when they call.

              Leigh

              Comment

              • #52
                Re: Leigh70 UE Diary

                Originally posted by LEIGH70 View Post
                Cheers IN2 & Nid, MBNA were giving it plenty at the start but its down to 1 call a week now. I wouldnt fancy doing that for a job, they probably get 1 in 100 who answer when they call.

                Leigh
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                Comment

                • #53
                  Re: Leigh70 UE Diary

                  Change your number mate...it works a treat.
                  (tell your freinds and family that you have changed provider and it was cheaper to get a new number than keep your old one)
                  I changed mine last September when I simply (or rather the Mrs cos she is home more than me) and have only just learned the new number....its been very quite at home.
                  Matty

                  Comment

                  • #54
                    Re: Leigh70 UE Diary

                    hi leigh 70
                    Totally agree with Matty change your number it cost me £25 100 calls a week now none, silence is golden.
                    Good Luck
                    helmsman

                    Comment

                    • #55
                      Re: Leigh70 UE Diary

                      Originally posted by helmsman View Post
                      hi leigh 70
                      Totally agree with Matty change your number it cost me £25 100 calls a week now none, silence is golden.
                      Good Luck
                      helmsman
                      Or if on BT say you're getting nuisance calls and request free number change
                      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                      Comment

                      • #56
                        Re: Leigh70 UE Diary

                        Hiya Niddy

                        Had a letter from MBNA today saying it is now 5 months since you last paid etc and If I dont pay by the end of the month my account will be closed.

                        Following on the word may is used a lot.

                        We may sell it.
                        We may apply for CCJ.
                        We may apply for charging order.

                        This is one that you have said is enforceable, so why are still playing the what we may do game.

                        I have zoomed in on the agreement and none of the borders line up or is that me clutching at straws.

                        Cheers

                        Leigh

                        Comment

                        • #57
                          Re: Leigh70 UE Diary

                          Originally posted by LEIGH70 View Post
                          Hiya Niddy

                          Had a letter from MBNA today saying it is now 5 months since you last paid etc and If I dont pay by the end of the month my account will be closed.

                          Following on the word may is used a lot.

                          We may sell it.
                          We may apply for CCJ.
                          We may apply for charging order.

                          This is one that you have said is enforceable, so why are still playing the what we may do game.

                          I have zoomed in on the agreement and none of the borders line up or is that me clutching at straws.

                          Cheers

                          Leigh
                          Its probably you clutching at straws - although that said MBNA are a nightmare for copying/pasting things! I'd just ignore it and see what happens next....
                          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                          Comment

                          • #58
                            Re: Leigh70 UE Diary

                            Cheers Nid,

                            Official default letter arrived today from Crap One, account terminated etc.

                            Another letter arrived from Debitas Legal Services saying that they have been instructed to collect etc.

                            Should I ignore or send a letter.

                            Cheers

                            Leigh
                            Last edited by LEIGH70; 12 February 2011, 13:57.

                            Comment

                            • #59
                              Re: Leigh70 UE Diary

                              Originally posted by LEIGH70 View Post
                              Cheers Nid,

                              Official default letter arrived today from Crap One, account terminated etc.
                              Which did you get, a default notice or termination notice - there is a HUGE difference

                              Originally posted by LEIGH70 View Post
                              Another letter arrived from Debitas Legal Services saying that they have been instructed to collect etc.

                              Should I ignore or send a letter.

                              Cheers

                              Leigh
                              Ignore
                              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                              Comment

                              • #60
                                Re: Leigh70 UE Diary

                                Hiya Nid,

                                It was a default notice with termination.

                                Cheers

                                Leigh

                                Comment

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