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  • #1

    optima

    hi have just joined today, and have up till now have 2 debts that I have hopefully been in my opinion unenforcible.
    however optima have started court procedings.
    mbna sent me an application form, so wrote back the application template.
    I have stated to the court I am defending due to no relevant cca.
    optima then wrote back I should withdraw as client complied, then sent the application form, but this time with a load of papers attached to the application form as if it were the cca agreement.
    Can anyone help
    Tags: application form, cca, court, debt, debts, help, letters, list, niddy, paper, rail, template, templates, unenforceability, update, withdraw
  • #2
    Re: optima

    Hi Doozy and Welcome, unfortunately I’m not a UE expert but until help arrives
    please list each debt you have and provide the following info as this will help Niddy with a starting point.


    Click on link Below:-


    allaboutFORUMS - View Single Post - Unenforceability Diaries - Read me First!


    Best wishes
    If...x
    "If wishes were horses, beggars would ride"

    Comment

    • #3
      Re: optima

      Many Thanks have clicked on link and will set out my debts and everything else tommorrow

      Comment

      • #4
        Re: optima

        HI Doozy

        Some sort of paper trail would be helpful are you saying that Optima have gone to court within 3 letters? Which templates were you using? If you give us chapter and verse of this someone will be along to have a look.

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        • #5
          Re: optima

          Originally posted by doozy View Post
          Many Thanks have clicked on link and will set out my debts and everything else tommorrow
          No worries, we'll see you tomorrow
          "If wishes were horses, beggars would ride"

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          • #6
            Re: optima

            I have now done a diary, listing all that has happened, and will update many thanks

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            • #7
              Re: optima

              Originally posted by doozy View Post
              I have now done a diary, listing all that has happened, and will update many thanks
              Hi Doozy just seen that best of luck with Optima
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • #8
                Re: optima

                Good Luck

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                • #9
                  Re: optima

                  Linky here: ---> Doozy Diary
                  I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                  If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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