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Following on from my original posting which I've summarised below...
I previously went throught the process of doing a CCA request to Aktiv Kapital. They've not been able to come up with the documentation yet and it got to the point that I sent them the 'CCA Dispute Section 10 Request' letter using your template.
Almost a year on and they've not come up with a CCA. They have on 2 or 3 occassions written to say they're still searching for it / waiting to receive it from the original creditor.
Last week I've received a letter from Judge&Priestley (the solicitor arm of Aktiv Kapital) saying they've been instructed by Aktiv Kapital and request settlement or payment plan within 7 days along with the 'usual scary words' these people use in letters.
I've searched various threads and the closest I've come to finding a suitable template is "In response to this request I was supplied a document, a copy of which is attached, that confirms the lender does not have a copy of the agreement." They've only said 'they're still waiting for it' (several months on; you and I both know what that means) which isn't exactly the same as saying 'they don't have it'.
I'm not sure how to respond / what wording I should use. What do you advise? All help is gratefully appreciated!.
I previously went throught the process of doing a CCA request to Aktiv Kapital. They've not been able to come up with the documentation yet and it got to the point that I sent them the 'CCA Dispute Section 10 Request' letter using your template.
Almost a year on and they've not come up with a CCA. They have on 2 or 3 occassions written to say they're still searching for it / waiting to receive it from the original creditor.
Last week I've received a letter from Judge&Priestley (the solicitor arm of Aktiv Kapital) saying they've been instructed by Aktiv Kapital and request settlement or payment plan within 7 days along with the 'usual scary words' these people use in letters.
I've searched various threads and the closest I've come to finding a suitable template is "In response to this request I was supplied a document, a copy of which is attached, that confirms the lender does not have a copy of the agreement." They've only said 'they're still waiting for it' (several months on; you and I both know what that means) which isn't exactly the same as saying 'they don't have it'.
I'm not sure how to respond / what wording I should use. What do you advise? All help is gratefully appreciated!.
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