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  • #1

    M&S Money Credit Card

    Hi, just submitting my M&S MOney CCA to check if it is enforcable as there is no mention of the credit limit on the signed page at all, any ideas?

    Thanks
    Oli
    Tags: car, card, cca, credit, credit card, date, dca, dca's, delay, letters, m&s, money, repayment, thank you
  • #2
    Re: M&S Money Credit Card

    Originally posted by slinger23 View Post
    Hi, just submitting my M&S MOney CCA to check if it is enforcable as there is no mention of the credit limit on the signed page at all, any ideas?

    Thanks
    Oli
    There doesn't need to be a limit!

    There are no terms, did they send any terms?
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    • #3
      Re: M&S Money Credit Card

      Hiya

      Sorry for the delay - sadly, it is enforceable - I really can't see much of anything that holds any weight - sadly.

      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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      • #4
        Re: M&S Money Credit Card

        Hi and thank you for checking, only thing I saw that I thought might be usable was the date I noticed I signed this in 2006 yet they signed/stamped it in 2003 apparently, not sure if it could be used as invalid or not but again thanks for checking I will now start offering them peanuts

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        • #5
          Re: M&S Money Credit Card

          Originally posted by slinger23 View Post
          Hi and thank you for checking, only thing I saw that I thought might be usable was the date I noticed I signed this in 2006 yet they signed/stamped it in 2003 apparently, not sure if it could be used as invalid or not but again thanks for checking I will now start offering them peanuts
          You don't have to, you could try and blag it if you wanted to, it's up to you.
          Let your smile change the world but don't let the world change your smile

          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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          • #6
            Re: M&S Money Credit Card

            As said, you can always try blagging, and if it ever got to the point where things get heavy, then offer a repayment. As an example, ive been blagging my M&S Card for nearly 3 years now, a few letters that need responding to, and passed around various DCA's but that's it for the moment.
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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