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Hi, just wondered if you could give me any guidance. My wife had a ccj against her that she didn't defend (because she never opened the letters as she had a breakdown, & I've only just found them) judgement was made in Northampton in Sept 2009 but as she was ill we're going to try & get it set aside, her GP is going to forward us a letter re her illness.
If we are succesful & get it set aside, I'm not sure what will happen next. Is there any possibility the loan (which was taken out around 2005) could be unenforcable? I know that sounds like a daft question as it's already had court action, but I'm sure I've read on the forums that as Northampton is a bulk centre they would not ask to see cca's if the judgement was not defended.
I may have just misunderstood, but would like your opinion.
Cheers
If we are succesful & get it set aside, I'm not sure what will happen next. Is there any possibility the loan (which was taken out around 2005) could be unenforcable? I know that sounds like a daft question as it's already had court action, but I'm sure I've read on the forums that as Northampton is a bulk centre they would not ask to see cca's if the judgement was not defended.
I may have just misunderstood, but would like your opinion.
Cheers
y
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