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  • #1

    F&F or request CCA

    Hi all,

    I've been a member here for some time but never posted, and originally "met" Niddy and a few others on a debt free diary thread on MSE.

    Anyway, circumstance has led me to begin the UE route rather than continue with the DMP(which I will likely explain another time), but I am being chased most by a DCA for a Next Directory debt that I could currently offer a F&F for. I stupidly signed an agreement when I first entered the DMP. It's hardly worth my while trying a CCA request, is it?

    Many thanks in advance.
    Tags: account, advice, cca, cca request, con, court, dca, debt, directory, dmp, f&f, fine, free, help, ico, mse, nice, niddy, thank you, update
  • #2
    Re: F&F or request CCA

    I'd send the CCA request as it places them on backfoot and if you can then say a month after receiving their response then offer a F&F dependant on whether its EN or UE.

    But deffo send off that CCA request!
    I am an IT Professional with a Background in most Microsoft Based Technologies. Currently Proud to Work at one of the Leading UK Universities. I have that Mentality of "If I can provide Useful Input - then I will Try my best to do so"

    Life is full of Ups and Downs. Shame it just aint simple.

    Comment

    • #3
      Re: F&F or request CCA

      Regardless that you recently signed a CCA - the fact is did you at the time of account inception, the answer to that is a resounding NO! So if it ever got to court (it won't) you would clearly be able to prove that they send the goods without an agreement in place, whenever you opened the account...

      I'd not worry too much about Next!
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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      • #4
        Re: F&F or request CCA

        Thank you both, maybe I'll sleep tonight after all...

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        • #5
          Re: F&F or request CCA

          Originally posted by 1brokegirl View Post
          Thank you both, maybe I'll sleep tonight after all...
          You'll be fine
          Last edited by Never-In-Doubt; 4 December 2012, 08:50.
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

          Comment

          • #6
            Re: F&F or request CCA

            Eeek! I did it! I sent off the cca request and the same to the rest of them... watch this space, I'll be needing a diary soon...

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            • #7
              Re: F&F or request CCA

              nice to see you here 1brokegirl, you'll need to update us on your story when you have the time

              I changed my user name as I'm not quite as Dopey as I used to be
              Last edited by diddlydee; 3 December 2012, 17:27. Reason: name amended

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              • #8
                Re: F&F or request CCA

                I will update when I get the courage...

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                • #9
                  Re: F&F or request CCA

                  Don't worry about it, we are all here for the same thing - good sensible and honest advice, you will be fine
                  Last edited by IF; 3 December 2012, 17:24. Reason: Deleted old user name xxx




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                  • #10
                    Re: F&F or request CCA

                    No worries as Vossy says in your own time and everyone will help as best they can
                    Last edited by IF; 3 December 2012, 17:22.
                    "If wishes were horses, beggars would ride"

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