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  • Cabot Letter potential Default HSBC Current account

    Hi Guys,
    I received a letter through the post from Cabottom. We had a joint current account with HSBC and default amount for £407. I recieved default in 2008 and it fell of my CRA in 2014. We paid into A DMA until 2 years ago for nominal amount. i wrote a full and final letter for the account 2 years ago and offered Cabottom £100 and they declined the offer. Now my wife has received this letter in her name and i'm not 100% sure if she received a default notice in her name for the account. As our CRA are clean from any defaults and we are rebuilding our history. Im a little worried they may sl a default under her name as they have never wrote to her just me for the joint account. Just strange there writing now. i have attached letter to this post.


    Adinuff

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  • #2
    Re: Cabot Letter potential Default HSBC Current account

    Hi Adinuff,
    I wouldn't worry about it. It's just a statutory notice that they have, by law, to send annually to anyone who has arrears.
    I doesn't affect the default status and it's not a demand for payment.


    Elsa x

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    • #3
      Re: Cabot Letter potential Default HSBC Current account

      Originally posted by Undercover Elsa View Post
      Hi Adinuff,
      I wouldn't worry about it. It's just a statutory notice that they have, by law, to send annually to anyone who has arrears.
      I doesn't affect the default status and it's not a demand for payment.


      Elsa x
      Hi UE,
      Thanks for that. I was thinking it was a precursor to a default notice. Email came through for this thread update

      Adinuff

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