Fred Bassett v Arrow Global

[Fred Bassett]

Re: Fred Bassett v Arrow Global

why did Niddy say it was UE

application form
missing prescribed terms?

I can't remember exactly. I think it was probably both. It was certainly an application form, barely legibly, and with most, if not all, of the prescribed terms missing.

Regards.

Fred

[MrsD]

Re: Fred Bassett v Arrow Global

ok let's start with

Our Templates | Unenforceability Templates | CCA Query - Application Form Received

[Fred Bassett]

Re: Fred Bassett v Arrow Global

ok let's start with

Our Templates | Unenforceability Templates | CCA Query - Application Form Received

Thanks Mrs D, but that's not what they've sent me.

I'd previously received a copy of an application form when I CCA'd MBNA, I only CCA'd Arrow Global to see what they'd got. The answer is nothing, but they have sent me a reconstituted agreement.

Cheers.

Regards.

Fred

[MrsD]

Re: Fred Bassett v Arrow Global

ok sorry

I would pop it off to Niddy, even although it is a recon, better to have it checked over.

[Fred Bassett]

Re: Fred Bassett v Arrow Global

ok sorry

I would pop it off to Niddy, even although it is a recon, better to have it checked over.

OK Will do. Thanks.

[Never-In-Doubt]

Re: Fred Bassett v Arrow Global

Why not send the UE final response...

You just need to buy a few months here don't you? Is this also nearing SB or is it the 1st credit one... I'm slightly confused lol

If you've sent this and not 1st please let me know. I'm slightly confused. Also confirm whether both are nearing SB or if not which is and which docs you emailed earlier... I'm on phone; emails are on lappy so I can't check tbh.

But whatever you emailed earlier has now gone to Paul to check over based on ppi iirc?

[Fred Bassett]

Re: Fred Bassett v Arrow Global

Why not send the UE final response...

You just need to buy a few months here don't you? Is this also nearing SB or is it the 1st credit one... I'm slightly confused lol

If you've sent this and not 1st please let me know. I'm slightly confused. Also confirm whether both are nearing SB or if not which is and which docs you emailed earlier... I'm on phone; emails are on lappy.

Niddy,

I have 3 different accounts on here. Two with 1st Credit (1 was Halifax, 1 was Lloyds TSB). The other one is with Arrow Global, formerly MBNA.

All 3 are about 10 months from being stat barred. You've previously looked at this one which is the former MBNA account, now with Arrow Global and said it was UE. The only thing that is different now is that Arrow Global have sent me a recon instead of the previous pile of dung that masqueraded as an agreement.

Cheers.

Fred
ps: This is not the account with PPI - that was the 1st Credit/Lloyds TSB account.

[MrsD]

Re: Fred Bassett v Arrow Global

confused.com!!!

did you ask Arrow for another CCA?

if you did why?

[Fred Bassett]

Re: Fred Bassett v Arrow Global

I did. I was hoping that they would be able to find absolutely nothing. It's worked in a way and taken this account another few steps closer to UE.

I will now send the account in dispute letter, which it most certainly is.

Cheers.

Fred

[vint1954]

Re: Fred Bassett v Arrow Global

Hi fred,

Bit confused as to why you need another CCA, if the earlier response was UE.

Have you sent Final Response letter as Niddy suggested in post# 121

[Fred Bassett]

Re: Fred Bassett v Arrow Global

Hi fred,

Bit confused as to why you need another CCA, if the earlier response was UE.

Have you sent Final Response letter as Niddy suggested in post# 121

Sorry Vint, that's the letter I'm referring to.

I've got 3 accounts with 2 creditors and they've all kicked off at once, so it is getting a bit confusing.

Cheers.

Fred

[vint1954]

Re: Fred Bassett v Arrow Global

OK Fred, best just to get that one off and wait for their response.

[Never-In-Doubt]

Re: Fred Bassett v Arrow Global

Yea I am confused too - basically do what you can to blag things and drag them out...

If a lender says reply by 20th, then you need to reply on the 19th - not the day after it comes cos you're trying to drag things out remember.

basically send off a range of missing PT templates, sold in dispute templates, final response templates - anything! Just get past the finish line

[Fred Bassett]

Re: Fred Bassett v Arrow Global

That's what I'll do. Still 10 months to go though.

[Fred Bassett]

Re: Fred Bassett v Arrow Global

Can anyone point me in the direction of the 'sold in dispute' template. The templates link for UE stuff seems to be not working.

Cheers.

Fred