The Consumer Credit Act 1974

[Never-In-Doubt]

The Consumer Credit Act 1974



1974 Chapter 39

An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders concerned with the provision of credit, or the supply of goods on hire or hire-purchase, and their transactions, in place of the present enactments regulating moneylenders, pawnbrokers and hire-purchase traders and their transactions; and for related matters.

Introductory Text

Part I - Office of Fair Trading
Part II - Credit Agreements, Hire Agreements and Linked Transactions
Part III - Licensing of Credit and Hire Businesses
Part IV - Seeking Business
Part V - Entry into Credit or Hire Agreements
Part VI - Matters Arising During Currency of Credit or Hire Agreements
Part VII - Default and Termination
Part VIII - Security
Part IX - Judicial Control
Part X - Ancillary Credit Businesses
Part XI - Enforcement of Act
Part XII - Supplemental

Schedules

• SCHEDULE A1
  The Consumer Credit Appeals Tribunal
• SCHEDULE 1
  Prosecution and Punishment of Offences
• SCHEDULE 2
  Examples of Use of New Terminology
• SCHEDULE 3
  Transitional and Commencement Provisions
• SCHEDULE 4
  Minor and Consequential Amendments
• SCHEDULE 5
  Repeals

See full details here: ---> The Consumer Credit Act 1974