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Commercial First Mortgages - advice please
Has anyone had a phone call from Commercial First Mortgages saying they want to visit to explain things happening at Commercial First but can't talk about it over the phone? I googled them thinking they were maybe being taken over but have found a lot of searches regarding mis-selling of mortgages and...
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FCA Considers adopting new rules/PPI
http://www.cityam.com/216519/plevin-...dmark-ppi-case
It will be interesting to see what comes of this one over the following months.
I was never informed of the commission or the amounts paid to any of the brokers we used...
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Raising credit card limit
I have only one credit card with a limit of £500 and no hope of getting another one (don't want one anyway!) or raising my limit on this one due to a bad credit history.
This is usually not a problem because since defaulting on other cards I have learned to live without credit for nearly 6 years...
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Welcome to pawnbrokers
Hi pawnbrokers and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
We...
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FCA price cap on payday lenders to 'put an end to spiralling debt'
FCA price cap on payday lenders to 'put an end to spiralling debt'
This is a duplicate of the Blog Entry made on 11th November 2014 09:45.
*City regulator confirms proposals to cap interest and fees on payday loans in an unprecedented crackdown on the industry* Borrowers...
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Non disclosure
Apparently , there are certain things that you do not need to disclose to an insurance company unless either asked directly or it is in the list of assumptions.
Recently I took contents insurance with Yorkshire Bank and it was done over the phone. Once the paperwork came through I thought I should...
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Car Insurance, Bankrupt, claims and big problems
Please can anyone help?
I was made BR in June. Prior to this I had a serious car accident in May and now am in a position to drive again. I also have 3 points on my licence from 2011 and a spate of claims linked to a few car park dingles and vandalism linked to my violent ex-husband. 2011,...
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River Phoenix started a topic Do mortgage lenders check your employer to see if the company is secure, legit, doing well or poorlyin MortgagesDo mortgage lenders check your employer to see if the company is secure, legit, doing well or poorly
How much digging do lenders do into your employer ?
In this risk averse world, do they do a financial health check on your employer and if so, how ?
Mine seems fine but it is only small and obviously has more chance of going to the wall than BP so does that figure in the underwriting...
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Loans companies that except bonus's in their affordability checks
Hi Guys
Does anybody know which banks/loan companies except Salary bonus's as part of their affordability checks?. Recently went to my own bank (HSBC) and failed the affordability check as they only work on absolute basic wage.
Any help would be much appreciated....
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Daughter-in-law needs help
She is having problems with her ex dodging paying a CSA debt.
It has been going on for nearly 3 years now. The bailiffs have had it for about 3 month now and have given up trying to get the money.
They know he's in when they call but he just doesn't answer the door.
They even tried...
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Middlemen 'pose as payday lenders to siphon off extra fees'
Middlemen 'pose as payday lenders to siphon off extra fees'
This is a duplicate of the Blog Entry made on 20th January 2014 11:22.
*'Credit brokers' pretend to be the actual lender and add hidden layer of extra fees, charity says* Credit brokers are preying on cash-strapped......
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Asking for a mortgage reduction??? Help please.
I have an interest only mortgage with Mortgage Express (Bradford & Bingley), this was purchased from my original lender GMAC in 2008. I believe many of the other companies which purchased mortgages from GMAC have since offered substantial reductions in the mortgage for their customers to move to...
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Any good BTL mortgage deals about ?
Looking for a BTL mortgage....... can anyone recommend anything ?
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Car insurance: the 'ghost brokers' tricking young drivers
Car insurance: the 'ghost brokers' tricking young drivers
This is a duplicate of the Blog Entry made on 24th November 2013 17:59.
*Rogue websites are promoting heavily discounted insurance policies on listings websites such as Gumtree.co.uk, promising cover with well-known......
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Pawnbroking firm pulls out of payday market
Pawnbroking firm pulls out of payday market
This is a duplicate of the Blog Entry made on 15th August 2013 19:27.
H&T Pawnbrokers has confirmed it is withdrawing from the payday loan market as it prepares to launch an
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