Hi AAD
How would someone go about challenging a default that was placed on their CRF 4 years after the last payment made?
From reading up on here, defaults seem to be placed between 3-9 months after last payment.
it was originally believed that this debt had already been sold on, however it transpires the debt was passed to an in-house dca who over the last 4 years haven't done very much with the debt. The OC has now just sold the debt and placed a default.
surely 4 years later is just unacceptable?
How would someone go about challenging a default that was placed on their CRF 4 years after the last payment made?
From reading up on here, defaults seem to be placed between 3-9 months after last payment.
it was originally believed that this debt had already been sold on, however it transpires the debt was passed to an in-house dca who over the last 4 years haven't done very much with the debt. The OC has now just sold the debt and placed a default.
surely 4 years later is just unacceptable?
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