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When will these clear from a credit file ?

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  • When will these clear from a credit file ?

    No. 1

    Default - Oct 2004
    Last contact - Oct 2004
    CCJ - May 2008
    CO - Sept 2008
    Paid - Oct 2008

    No. 2

    Default - Oct 2004
    Last contact - Oct 2004
    CCJ - May 2008
    Full and final settlement - Feb 2012 (just thinking)

  • #2
    Re: When will these clear from a credit file ?

    Originally posted by Talay View Post
    No. 1

    Default - Oct 2004
    Last contact - Oct 2004
    CCJ - May 2008
    CO - Sept 2008
    Paid - Oct 2008

    No. 2

    Default - Oct 2004
    Last contact - Oct 2004
    CCJ - May 2008
    Full and final settlement - Feb 2012 (just thinking)
    May 2014 for each, though if you have paid in full and obtained a certificate of satisfaction - link - you can have that data noted on your file.

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    • #3
      Re: When will these clear from a credit file ?

      Originally posted by CleverClogs View Post
      May 2014 for each, though if you have paid in full and obtained a certificate of satisfaction - link - you can have that data noted on your file.
      So the charging order does not show on the credit file then ?

      Not saying it does, I don't know.

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      • #4
        Re: When will these clear from a credit file ?

        Originally posted by Talay View Post
        So the charging order does not show on the credit file then ?

        Not saying it does, I don't know.
        There's no reason why it should, since the effect of a charge on property is to convert an unsecured debt into a secured debt.

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