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Beachbaby's UE diary
I have three debts I am concerned about, which add up to about £13k in total. I was paying these okay, never really more than the minimum payments though.
This was all fine until I suddenly found myself fighting an unwanted divorce and my job had disappeared overnight in our previously family...
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Cymruambyth v M&S
I initially had 3 M&S accounts, when we hit the financial black hole I cleared 1 but kept the others as they didn't offer a big enough discount!
I have been paying £10 pcm since 2003. Recently I have sent CCA requests for a personal Reserve Account and a Chargecard (not converted to a CC)....
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Marks & Spencer Credit Card
I have a M&S credit card which I am assured is unenforceable. I have been issued a court claim from Restons (dated 4 April so Defence due 7 May), however it’s not quite that straightforward.
DG solicitors issued a claim on the same account in 2009 and I submitted my Defence. It...
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Mortgage Help Scheme starts next week with 95% loans :)
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Old Marks & Spencer storecard.
Has anyone had any dealing with M&S? old chargecard/storecard, I know they have changed it a newer version, just wondered whether this might be UE. I know they used to sign you up in store, im talking ten+ yrs ago. If you go past date by one day they phone six times a day. I,m pondering as to what...
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Want to clean up my credit file
I have downloaded my credit file from checkmyfile.com.
I would like to know if and how I can get certain default markers and other spurious markers off my credit file.
They are;
..................................CallCredit...... .......Equifax...
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Storecards
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Mortgage PPI from 2004
Hello!!!
After posting in another thread about possible PPI reclaim against HBOS & Lloyds TSB I got to thinking about I claim I attempted last year and thought I'd seek the expertise of you great people!!
We were mis-sold PPI on a mortgage back in June 2004. The amount...
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Barclaycard & Right of Set Off
I feel that the general public need to be made aware of how Barclaycard, by referring to the Financial Ombudsman Service, are in some instances, deliberately abusing the law of the land. Avoiding the Court System and taking money that they have no legal right to.
It does not matter who...Last edited by Enforcer; 23 February 2013, 10:53. Reason: mistake, put in S78(1) instead of S87(1) pointed out by Vint 1954
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First reply from DCA
Hi all. This is my very first thread on this forum so hey,I'm a virgin,be gentle with me!
I received a demand (and mobile fone calls aplenty)from a DCA acting on behalf of a bank. This alleged debt originates from the late 1990's. Having researched and acted through various websites I was recommended...
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JJB Storecard
One for Di I suspect.
Was merrily plodding along thinking I have all the bases covered and was thinking everything would end up at FOS if they dont settle.
Yesterday letter arrived from FOS saying they cant deal with this claim
Just when you think the finance...
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Ken100464 UE Diary
Think its about time I added this up.
At present we are dealing with a rather large loan taken out post 2007. This has led to our reluctance to start dealing with the rest of em.
Alongside the loan we have had numerous PPI and charges tussles. The PPI has been remarkably...
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Marlin/MBNA CCJ and CO
Just reading about Marlin. Interesting. Have just had one of my debts sold by MBNA to Marlin. Has a CO and CCJ in place with MBNA named. Be interested to know does the CO and CCJ transfer when assigned or am I likely to be off to court shortly looking at what they seem to be like.
Would...
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Santander vs Mayhew
Case No: 0XY3859
IN THE CLERKENWELL AND SHOREDITCH COUNTY COURT
Date: 08/03/2012
Before...Last edited by Riz; 21 July 2012, 18:01.