Hi

IF my son was to get an interest free credit and ring up and pay off a loan (so he can save on the interest and reduce his monthly payment) would it be classed as a purchase or balance transfer and would a loan company accept a credit card as payment?

he only took the loan...

Inheritance tax to be scrapped on homes worth up to £1m

This is a duplicate of the Blog Entry made on 4th July 2015 19:40.

*Chancellor George Osborne's Budget is to confirm the end of inheritance tax on family homes worth up to £1m. * He is expected to tell MPs on......

Pensioners bamboozled into taking rotten deals

This is a duplicate of the Blog Entry made on 12th November 2014 09:49.

*as they are sent long wake-up packs filled with jargon and small print* * *Some workers risk being locked into deals by doing nothing with...
...

I have two unpaid loans with this shower

One taken out in 2008 , defaulted and a repayment plan started and then stopped in 2012

The other taken out in 2012 under the same name , same address etc. The both appear on my credit file

After the recent announcement...

I purchase an item with a £200 discount on a display item, on arriving home with my purchase I realised that there was no discount. I had a leaflet from the shop at home with the price of goods on and realised I had paid full price. How can they say it’s been discounted when there was no discount?...

Stupid, stupid me has managed to very carefully fail to read the small print and I have discovered that my house is not actually insured as I have a DSS tennant living there. I am now looking for a company that will cover it that does not charge the earth, could someone slapp me hard please as I could...

probably a good idea this one, announced in Osbornes' Budget statement..

But, while it's early days it is unclear which pension schemes will qualify for this...unless anyone knows ?

I'm pretty sure the Section 32 buy out schemes will not qualify though (just a feeling)..These...

Looking for some advice please.

My Mrs has a Vanquis CC and is getting into arrears with the charges etc. as her income has reduced lately. She is self employed and has the Repayment Option Plan which according to the blurb means you can freeze the A/C for up to 2 yrs with no affect on...

Threads seem to consider that after 5 years in Scotland and 6 years in England and Wales, creditors can pursue debts for as long as they want but not in the courts.

Can any of you kind people tell me what the residency rules are for SB in Scotland? I am confused as to how the will be able...

You might like to take a look at this , the Russian version of UE or bank bashing:-

http://uk.finance.yahoo.com/news/man...164106734.html

regards
G

Is small print in online contracts enforceable?

This is a duplicate of the Blog Entry made on 6th June 2013 08:39.

With some internet companies' terms and conditions being longer than Shakespeare's Hamlet, could it be that "unfair" clauses in agreements are not......

I need help with clarification on whether it is an obligation for the original creditor to inform the debtor that the debt has been assigned or is a letter/notice from the assignee sufficient ‘after the fact’?

It appears to my (non-legal) mind that according to the Law of Property...

Law commissions urge tougher action on hidden charges

This is a duplicate of the Blog Entry made on 19th March 2013 08:09.

Consumers need more protection against hidden charges often tucked away in the small print, according to two bodies responsible for promoting law......

The Guardian:
The Green Deal, the government's flagship programme to make millions of homes more energy efficient, goes fully live on Monday. But will it be a case of "Deal or No Deal" once homeowners have looked at what's on offer and done the maths?
This major scheme is a...

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