hello

has anyone claimed anything back from store cards?
if so what can you claim back?

i know you cant claim the interest back that they charge on each statement but can you claim fees for late payments? being over credit limit?

thanks!

Argos to refund card customers

This is a duplicate of the Blog Entry made on: 9th June 2016 15:41
...

So recently I contacted Egg about my long-closed account with them, regarding the Card Repayment Protection plan. To be honest it was a bit of a fishing trip as I couldn't recall ANY details of the account, card number or anything, as the account was closed in 2007, paid off nice & cleanly, never...

I am looking for some advice as I have some old debt from a failed IVA, the last payment I made to the IVA was Feb/Mar 2009, I am just starting to get letters from recovery companies offering "huge discounts". I never heard from the IVA company after my last payment despite asking them for...

Small business commissioner to target late payments

This is a duplicate of the Blog Entry made on 26th July 2015 08:28.

*A small business commissioner will help firms tackle the issue of the billions of pounds in late payments for goods and services, under government......

Dear All,

I've a Natwest overdraft and Natwest Loan that I am trying to update the default dates on because the overdraft I believe is about 2 years later than it should be and the loan is yet to be registered as defaulted and shows about 5 years worth of late payments markers.
...

I took out a secured loan with Black Horse in 2010 for £10,000 on a sixty month term. I missed a couple of payments a few years ago but brought them back up to date within 2 months and at the time they agreed to the repayment plan. However, when I asked for statement of account last year, as I have...

Sorry, I know this is an old thread. I have exactly the same issue though - well the details are slightly different but the end result is the same- no mortgage due to BG ruining my credit file.

So far I have tried writing to the 'Minder Correspondence' address that I got from Experian....

Think my credit file is on the mend at last? I have owned a Vanquis Card for about 2 years now. Having read this:

http://forums.all-about-debt.co.uk/s...930#post334930

I decided to apply for a Capital...

Currently I have

Littlewoods, open for 4 years, only last 18 months have I had a faultless payment history with it. Limit is 1600, using 450.

Vanquis, I have had this since november, limit is 1000, using variable amounts, mostly paid off in one go, last couple of months...

Hello everyone.
I'm hoping someone can help me with this, I'm really worried and don't know what to do.
Ok, well I've been with Very catalogue for quite a few years now and have never missed a payment, until now.
I've been paying £100 a month-I owe roughly £1400, but now my hours...

On my credit file there is a missed payment record still logged from Next directory!
There is no default date but the account was brought up to date August 2006 which is shown on my credit report however Next updated this account as "satisfied" 18/12/08
and it's still on my...

Hi Guys,

I am in a similar position with BG except they haven't registered a default AFAIK. I have has a string of correspondence with them, both verbal and email, and am now at the "highest level of complaint" with them.

The Circumstances: I moved into a property...

Hi Dracos85 and Welcome. I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

• Forum Rules and Guidelines
• User Help Guides
• To all the Newbies

We don't bite, Help will be on its way,...

Following on my from previous topic (moving banks) i am now looking at contacting the PDLs (4 of them!) with a template letter (email) from AAD and offering a payment plan to each.

How do i work out an affordable amount for each that they will accept (ie not too low) but still allow life...