Hi all, I'm new please bear with me..
ive been looking at the threads regarding the CCA and the new EU directive, I've seen Diddys very good rebuttal in the sections concerning overdrafts, my question is this, is the HSBC commercial card an overdraft? because 1st credit says it is, and...
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All Suck - but no Blow! EU Directive on Sucking! Poor Henry, poor Hoover!
Ten days left to hoover up a powerful Cleaner
Anyone wanting to buy a powerful vacuum cleaner has only ten days left to buy one - following new EU rules that come in next month.
From 1 September, companies in the EU will be banned from making or importing vacuum cleaners above 1600...
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URGENT : Keynes issue LBA for old HSBC overdraft account: HELP!!
Hi everyone,
I first posted about this account in another thread for a HSBC loan account. However as a claim for that account has now been issued and the two accounts are separate, I have started this new thread for this OD account.
This is a current account OD for £1017....
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Car Insurance question....
Does anyone know the downside/legalities/ethics of putting myself down as the main driver on my daughter's car insurance policy?
I have been the named additional driver for some years, which brought it down nicely in the beginning but following the recent equality claptrap, her premiums...
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ICO/OFT and do they do anything??
I was looking at my wifes credit report yesterday and I noted that on the only two pieces of adverse on her report ( apart from being linked to me!!!) where the defaults placed on her by HSBC. The interesting thing is the defaults where applied 11 months after the last payments into the current account...
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Repossessions set to soar as obscure EU clause means those in arrears for just three months will def
Repossessions set to soar as obscure EU clause means those in arrears for just three months will def
This is a duplicate of the Blog Entry made on 24th January 2012 11:18.
Homeowners could face soaring mortgage costs because of an obscure EU directive being pushed through...
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Assignment and the CCD
Just noticed this, and though it useful to refer to.
Specific to CCA regulated debts (old and new) if the assignment was from Feb 2011 onwards.
http://www.bis.gov.uk/assets/biscore...e-guidance.pdf
Th new section...Last edited by Riz; 12 September 2011, 10:31.
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The Consumer Credit EU Directive 2010
Statutory Instruments
2010 No. 1010
Consumer Credit
The Consumer Credit (EU Directive) Regulations 2010
Made: 28th March 2010 | Laid before Parliament: 30th March 2010...
Coming into force in accordance with regulations 99 and 10