Hello - my first post,
i claimed ESA contributory in December 2012. I was on long term sick from work and coming to the end of my statutory sick pay and so was advised to claim ESA. I made the telephone application and was awarded it (ESA C ) without any problem - I had long term health issues,...
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Disability benefit tests have doubled in cost, says NAO
Disability benefit tests have doubled in cost, says NAO
This is a duplicate of the Blog Entry made on: 9th January 2016 09:37
Disability benefit assessments have doubled in cost to £579m a year but targets are still being missed, the National Audit Office has said....
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working tax credits changes for self employed from 6th April 2016
We received a letter yesterday telling us about the changes that will happen next year .
Basically as we can understand self employed people need to be earning the minimum wage which is £6.70 per hour , for us this is just not possible as business is very slow right now , my husband made...
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question for a friend please ?
My friend and his wife are struggling to pay priority bills right now , she is out of work with depression (not entitled to any help via benefits ) her husband is the only wage earner and altogether their total income is £220 a week ,already getting working tax credits , he is self employed and with...
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10 things we didn't know last week
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Help Repairing Credit File
A few years back I had a bit of a meltdown after my marriage failed and through a period of depression and "head in the sand" my financial dealings deteriorated and imploded!!!3 years later I'm back on the straight and narrow and trying to rebuild my life.... and my credit file!!!There is...
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Decision Time
Hello to all,
This is my first post on any forum ever so please bear with me whilst I find my feet.
Type of account - Credit card
Date commenced - 2001
Approx balance - £15,000
Date last paid - May 2015
Are you...
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Claiming PIP & expecting ATOS will Force us to Appeal
Hi guys - and please move this thread if it is in the wrong place - I have a habit of sitting in the wrong seat and pressing the wrong buttons !!! I've spent a few years in these forums dealing with bank charges & PPI etc., and I like to think I'm pretty clever with that stuff - but the damage...
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CCA1974 Vs overdraft
What are the Laws regarding overdrafts.
A Rough out line,
I had a bank account that had an agreed over draft and When I lost my job some time ago I went over the agreed limit. I did everything could to keep straight but spiralling bills just kept dragging me down. I suffered with depression...
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Help needed
Hi I have been on here before and may very well be repeating myself but really need some advice. I am currently in an iva and this is due to end in august 2015 so not long left on it.
The problem is during my time in the iva I have had more credit with catalogues which I know is stupid and I...
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MIL Collections
These are a particularly horrid collection agency, based in Truro chasing me for a debt that was originally addressed to my limited company (liquidated) from VIKING Direct for some £220. It goes back two years ago.
Last year my husband had a mental breakdown and was bullied on the phone...
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need help-in absolute dispair
Hi all
newbie
desperate
Lost my job in 2009 and had a break down, I am still constantly battling my depression but I recently just found a job, not much but 13500 a year for a full time admin office job, after being out of paid work for about 5 years, has lifted...
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Did you know unemployed people who have failed a Work Capability Assessment (WCA)........
........and who later make a claim for Jobseeker's Allowance, have a legal right to restrict their availability for employment where they can demonstrate that their health still poses a barrier to employment.
Here's the proof:
https://www.gov.uk/government/uploads/s...
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Grassy_K's Unenforceability Diary
Hi All,
I'm desperately in need of help. I was planning to go the UE route when ready to do with my terrible debts, so but due to personal issues and depression, the time is not yet right for me to take on my creditors. I have been paying reduced payments to most of them apart from...Last edited by Grassy_K; 13 August 2014, 12:07.
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anxiety panic depression and migraine aura
Been to the doctors in a terrible state , I have been getting visual disturbance every 16 weeks this past two years and feeling really down most days.
My doctor has prescribed blood pressure tablets for the migraines and an anti-depressant for my anxiety , I am unable to work as the panic...