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  • Fire service demands recall of dangerous tumble dryers

    Fire service demands recall of dangerous tumble dryers

    This is a duplicate of the Blog Entry made on: 18th June 2016 14:45
    Manufacturers of dangerous tumble dryers should recall them immediately, fire services have said.
    The Local Government Authority warned that people are
    ...
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  • Creditor using wrong address

    On inspecting a CRA list some time ago, I noticed that a particular credit card had an incorrect address ie not an official home address and cannot receive mail. As the account was taken out in the 1990s and used regularly with all statements, demands and threats being sent to the correct address which...
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    Last edited by julian; 6 May 2016, 17:58.

  • Apple Users Locked Out Of Files And Ransomed

    Apple Users Locked Out Of Files And Ransomed

    This is a duplicate of the Blog Entry made on: 8th March 2016 14:44
    A virus is encrypting files on some Mac computers until users pay £280 for access, in the first such infection on Apple devices. A virus which locks computer users out
    ...
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  • AAD News Feed
    started a topic Lowell Group to create in-house law firm

    Lowell Group to create in-house law firm

    Lowell Group to create in-house law firm

    This is a duplicate of the Blog Entry made on 27th August 2015 15:12.

    Debt purchaser Lowell Group has secured approval to create an in-house law firm, according to a results update that also shows it made £60m of...

    Click...
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  • Seamus
    started a topic Is it Statute Barred or not?

    Is it Statute Barred or not?

    I have a credit card account being chased by Lowells, where my last payment was in May 2009 but the DN was not issued until October 2009. Is it safe to send them a Statute Barred letter now (after they contact me again with any demands)?

    Seamus.
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  • Class 2 National Insurance to merge with Self Assessment

    From April 2016 Class 2 National insurance contributions will merge with Self Assessment.

    In the past, when someone registers as self employed, HMRC would automatically register them also for Class 2 National Insurance. Class 2 is an additional contribution all self employed persons must...
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  • Landlord not paying mortgage on property I am renting

    While I was at work on Friday I received a visit from Sheriff Officers to serve a court document to me as the occupier of a property that the landlord is not paying the mortgage although I am paying my rent through a letting agent.

    The letting agent has said that I have to send them the...
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  • nightwatch
    started a topic baring up to it new spam e mail

    baring up to it new spam e mail

    should I reply Hmmmm!
    Dear Sir Or Madam:

    Have a nice day!
    We can offer you a various kind of branded bearings, FAG/SKF/NSK/NTN/KOYO/TIMKEN and soon on.

    All with genius quality but accompany with reasonal price and fast delivery.

    If you are interested...
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  • Goodelife71
    started a topic Baliff Making further demands

    Baliff Making further demands

    I have the unfortunate pleasure of dealing with the baliffs on behalf of the local council, I got behind with the council tax as so many do and now it seems I will be paying the hard way.

    i have agreed a monthly amount with them, how ever I was two days late paying last month and now the...
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  • Taxman sends 2,000 demands to firms that don't owe a penny

    Taxman sends 2,000 demands to firms that don't owe a penny

    This is a duplicate of the Blog Entry made on 24th September 2014 18:50.

    after another computer failure * *Many were wrongly told they would be fined £100* * *Mistake occurred because HMRC had not updated its own......
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  • Seamus
    started a topic Voluntary charge.

    Voluntary charge.

    How useful is it to offer a voluntary charge on your property while trying to make an offer pre court, especially when in actual fact it will only be a Restriction (single debt, joint owners)?
    Is it wise to do this?
    Can it help with negotiating a lower amount owed?

    Does anyone...
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  • patchouli
    started a topic accident on 'private' road

    accident on 'private' road

    OK so we live on a cul de sac and our top of the T part of the cul de sac has no street lighting or road marks...we live at the end of the T top... it's basically made up of our drives and an asphalt road leading to them.

    This morning someone parked opposite my neighbours drive on the grass...
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  • josefk
    started a topic Moorgate debt collector issue.

    Moorgate debt collector issue.

    My last issue is regarding moorgate debt collectors. They contacted me regarding two first direct CC issues. The letters were then followed up by letters from other debt collecting firms such as Arden and Idem which funnily all work out of the same building as moorgate but I suppose it is to heap the...
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  • Spent2much
    started a topic Payplan emaile'd me about the annual review

    Payplan emaile'd me about the annual review

    I wrote back telling them we don't need one as we are not paying the creditors as the debts are UE

    I got another email saying , that it is a creditor requirement that an annual review be sent to them .

    I wrote back saying , as there are only 2 accounts that are being paid...
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  • chriwat
    started a topic Help with Creation Finance

    Help with Creation Finance

    Hi, looking for some advice. My wife had an Adams store car which was later took over by Creation Finance. She has had the card for around 17 years. Everything was fine until 4 years ago we got into financial difficulty and couldn't keep up the payments. The card had a £2500 balance and limit(maxed...
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