One of my debts (no. 21 in my UE diary) is the combination of the overdraft from a First Direct current account and a First Direct credit card. I sent a very inaccurate CCA request to Metropolitan Collection Services last December (before I found AAD!) and in their reply, HSBC chose to concentrate only...

Lloyds snubs loyal customers by taking away their free, interest-paying current accounts

This is a duplicate of the Blog Entry made on: 20th April 2016 13:07
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Hello I would appreciate some advice.

I am awaiting funds from a relative then I will be offering F&F payments to my creditors. Should I send out CCA and account statement requests before the F&F lump sum is available (awaiting sale of business) from my father? I'm scared they'll...

One million Natwest/RBS customers face monthly price hike for packaged current accounts

This is a duplicate of the Blog Entry made on: 18th November 2015 09:56
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loyal NatWest and RBS customers with 'legacy' current accounts forced into new deal

This is a duplicate of the Blog Entry made on 4th April 2015 14:00.

*....which comes with overdraft fee* * *Seven current accounts being condensed into one* * *Overdraft rates are far higher...

What are the Laws regarding overdrafts.
A Rough out line,
I had a bank account that had an agreed over draft and When I lost my job some time ago I went over the agreed limit. I did everything could to keep straight but spiralling bills just kept dragging me down. I suffered with depression...

UK banks to face competition inquiry

This is a duplicate of the Blog Entry made on 7th November 2014 11:41.

*A competition inquiry that could result in a major shake-up of banks' current accounts and small business banking has been launched. * The probe...

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HSBC and First Trust found 'bundling' small business loans

This is a duplicate of the Blog Entry made on 22nd October 2014 09:18.

*Banks wrongly told some small and medium sized businesses they needed to open current accounts in order to secure a loan* Competition......

Tesco enters battle for current accounts

This is a duplicate of the Blog Entry made on 10th June 2014 09:36.

*The competition to win new banking customers is about to intensify, as the UK's largest supermarket launches its first current account.* Some 17...

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Hi, My partner has just received claim via CCBC from BW Legal saying the Claimant claims XXXX from defendant under a Current Accounts Agreement regulated by the Consumer Credit Act 1974.

As far as my partner can remember she has never held any such account. What can she ask BW to provide....

HSBC ditches unpaid transaction charges on current accounts

This is a duplicate of the Blog Entry made on 11th November 2013 19:35.

Banking group HSBC has announced it is to remove unpaid transaction fees of up to £25 from its personal current accounts. From 24 November,...

Currently I have

Littlewoods, open for 4 years, only last 18 months have I had a faultless payment history with it. Limit is 1600, using 450.

Vanquis, I have had this since november, limit is 1000, using variable amounts, mostly paid off in one go, last couple of months...

Paid for current accounts may be next scandal, watchdog warns

This is a duplicate of the Blog Entry made on 29th May 2013 07:57.

*Paid-for currents accounts could become the next bank mis-selling scandal as increasing numbers of customers complain that they cannot use the......

Anybody got any views whats the best first time bank account for my daughter, she already has a building soc account, but now wants a cash point card.

Post Office to offer current accounts

This is a duplicate of the Blog Entry made on 11th April 2013 18:50.

The Post Office is to offer current accounts in the UK, following a regulator's claim that the market offers little choice for consumers. The new...

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