Hi all,

Received this notice and appealed to VCS, which was obviously rejected. Is it worth appealing to IAS? According to various things that i have read, it's a complete waste of time.

I was returning a hire car to Hertz and my wife was following to get me back home. She...

A few weeks ago my car was the lucky recipient of a PCN from LPS/Local Parking Security Ltd whilst parked next to a friend in an (unbeknown to me) private car park. For some bizarre reason he didn't receive a PCN although he didn't have a pay & display ticket either.

I followed the...

Interestingly I've received a few calls and texts from some clowns called MMF -> http://www.mmile.com

I've just sent an online message and told them if they contact me again I'll sue em!! Cheeky feckers - wonder if they realise just what they've started by contacting me (clearly the...

I would like to thank Niddy for allowing me to post this.

There is growing evidence that MBNA have selected a method of redress for PPI claims which is not consistant with the regulators view of how redress is calculated. This appears to affect post summer 2012 claims....

Interesting --> http://www.sra.org.uk/consumers/soli...564712.article

Hi all,

Starting a shiny new thread to track my perilous journey with these cowboys.

To start off, the have just bought this off Lloyds, it's not been paid for some time (possibly nearing statute barred but must check.) Had the fishing "we're contemplating a statutory...

Looking for some advice please.

My Mrs has a Vanquis CC and is getting into arrears with the charges etc. as her income has reduced lately. She is self employed and has the Repayment Option Plan which according to the blurb means you can freeze the A/C for up to 2 yrs with no affect on...

Hi guys, great forum.

Right, I got in a bit of debt (roughly £3k) through not paying my student accommodation in 2009. Fast forward to 3 months ago, I got given a pretty nice job at Barclays and through their credit checks, found I had been given a CCJ and therefore the job offer was...

Nothing about Comet as a company just feel for all the employees who have been chucked out on the dole by what does seem a questionable way of doing business by Optcapita

Nice to see they also owned MFI and are owner of Game.

One went Pop and the other isnt doing so well....

Just a question really;
What documentation do I need to read where it states the amount in fees that companies can charge us for late/missed payments, I assume it will be different for Banks - or is it?
So I and others can use it as ammunition when disputing the £12 (£25 Banks) charge...

(a copy of something I posted OTR)

My interest in this started with an online news story - link - about details of O2 customers being meekly handed over to an outfit called Goldeneye (International) Limited. Those customers were alleged to have infringed various copyrights to pornographic...

Ok So a brief rundown... Lloyds tsb me and DH both have 2 UE cards with them.. :UE

We also have a loan and an OD with them. (those were with CAB repayment plans)

however the account in which the OD was with has been closed (by them) and the Loan and OD have gone to different...