I signed a 36 month contract wth handepay also known as merchant rentals (they are terminal provides to take card payments) - The contract expired in September 2013. I am currently looking to retire and thought I’d save a few pennies for my business and changed to a cheaper credit card rate provider....

Good Evening!

I hope everyone had an enjoyable Christmas and New Year.

I have a question about payments on my credit card. Each month I have a direct debit set up to pay the entire balance off which I thought was a good thing to do. I spend anything from a couple of pounds...

Beware of credit card fines as banks impose daily cut-off times for payments

This is a duplicate of the Blog Entry made on 24th April 2013 09:32.

Borrowers are being hit with late payment fines because banks take too long to process credit card payments. When you pay your...

My wife went to a a shop in town to purchase a light bulb (some long grow light). She asked for a 400w and the lad behind the counter told her they had none in stock but he did have a 600w bulb. He went on to tell her "it would be ok to use and might even be better.
She paid the £30 asking...

Hmmmm

So as mentioned before i have 4 PDLs i am trying to sort, just starting out.

My Barclay's account is a normal current account but with NO overdraft and no line of credit. When i last looked at balance about a week ago it was about £1.20 in credit (i know sad!). Today...

I'm really getting a little bee in my bonnet on the fact that more and more credit card due dates seem to be coming on the weekend. This never used to happen it would always be on a banking day.

I wouldn't be a problem if it was the due date or next banking day, but the companies will...

For refusing to pay by dd, they are always paid early and now sent me a letter saying they are going to cancel if dd details are not given.

Hi everyone
Not sure if you can help or if I have place a thread in the right section.
My mother has not kept her car insurance up to date and she has a debt with them now of slightly over £300 I today without knowing find out that her insurance company has taken £209. out of my bank...

Credit card payments fall

This is a duplicate of the Blog Entry made on 24th November 2011 19:11.

The majority of credit card holders in the UK are paying less of their outstanding balance than at any time in the last two years, according to...

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Wonder if anyone can answer this:

Normally when you make a debit card payment online, although the money doesn't go out of your account immediately, it is normally 'set aside' by the bank/ building society and taken from your available balance whilst they await the company to come forward...

I know this may be a weird one but its something i have noticed in the past with different banks and nowhere seems to have a direct answer to things like this.

Basically What time does your bank/s credit your account with either wages or benefits?

And same for debits like Direct...