The Information Commissioner’s Office (ICO) has fined American Express Services Europe Limited (Amex) £90,000 for sending more than four million marketing emails to customers who did not want to receive them. The ICO began investigating when it received complaints from Amex customers who were getting...

Hi

I paid my Amex card off about ten years ago but I can't find any statements!
I've still got my membership number but I can't remember if I paid PPI!

Can I sill claim and how can I find out if I paid PPI?

Thanks

Hi All,

My wife had a credit card with American Express which she stopped paying some time back in late 2010. The account was sold on to Allied International Credit to whom she sent a CCA request. They replied saying they had requested the information from AmEx and would forward it on when...

Hi guys and gals,

Found this forum a while back and thought I'd register and ask the question I've been struggling with over the last couple of years.

Have an Amex Blue CC which I have been making reduced payments for around three years. Had PPI for many, many years which I...

Hi all

I just wondered whether anyone here knows anything about business purchasing cards? The place where I work use them and are talking about getting one for me for when I order goods for work. I'm worried about whether the card provider would do a credit check on me though as the...

About 17 years ago I had a credit card with Associates, who morphed or were bought out by Citi. Some years ago I stopped paying Citi and requested a copy agreement - after some tooing-and-froing they admitted they could not supply an agreement, and duly sold the debt to Hillesdon. Hillesdon also confirm...

Here's the links to the main official sites by FSA & FOS in describing how redress should be calculated

The new authorative method of calculating redress is Appendix 2 page 104 onwards--see in particular page 115 for credit cards (revolving credit)

FSA Handbook 10/12-The...

HI all,

Been a lurker, but have just registered ... I have a couple of questions I'd like opinions on please?

- MBNA told me they can't find my CCA, also & in the sme letter informed me that they would not be taking any action. Subsequently it's been "assigned"...

Since when does a photo copy application form from early 1990s and a set of what look like reconstituted terms and conditions conform to a request for a true copy of a signed copy of the original agreement under sec 77/78 CCA9174. According to AmEx it does.

Had a spare 1/2 hour so I thought I would have a browse through the consumer credit act 1974 HERE

I came across this..

[F151ARestrictions on provision of credit card cheques

(1)A person who provides credit card cheques otherwise than in accordance with this section...

I have just had a letter - supposedly from Amex - saying that they have transferred one of my old Amex credit card accounts to Vil Collections. Amount outstanding is posted as blank.

Nothing unusual about this apart from the fact that they admitted over three years ago that they do not...

I would like some opinion on if these are legal

I do not have the envelopes and others may have been issued afterwards but these are what I have


Natwest Default regustered on experian 1/3/2007 for £3319


...

Hi Niddy/All.

Ive been dealing with these for the past couple of years now. I recently had to ring them as my payments were being returned - apparently theyd been taken over and all account numbers had changed).

Theyve been okay but lately theyll ring at least once a week,...

Type of account: Credit Card (AMEX)
Date commenced: 11/07/2003
Approx balance: £5289.19
Date last paid: Feb 2012
Are you on arrangement or not paying: Not paying
Status: Default dropped off credit file October 2011
Account owner: Capquest

07/03/2012...

Hi
This was issued to me last year after quite some time in a DMP. They had frozen the interest and were accepting £10 pcm payments. Then I lost my job. Febs payment was late but paid in March then nothing till may. This is the DN
[img]http://forums.all-about-debt.co.uk/attachment.php?atta[/img]...