Here's a question for anyone with an in-depth knowledge of the credit scoring system, probably the boss man himself. What is the impact of leaving old bank accounts open?
In my own case, I have just been approved for a Metro Bank current account. I also have Santander, from before my debt...
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Dormant Or Little-Used Bank Accounts
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No tenancy agreement
Hi, About 3 months ago my Son set up a hairdressing shop with a flat above , His fiance ran the shop and he lived in the flat. He has since found out she has been seeing an old boyfriend and they had a row. He walked out in anger and when he returned she had changed the locks and put most of his personal... -
Loan Personal
Not sure where to exactly post this so I am going to start here unless I find a better topic.
So I wanted to know what the recourse is for recovering money lent between family or friends etc.
If you lend family or friends money and one side of the party fails to uphold... -
Default 28 days ?
I understand that a remedy for an arrears default must allow 14 days plus postage time.
However, if the arrears are not paid, my DN says the agreement will be terminated and the credit card account closed...the full balance must then be paid immediately...if you do not do this we may take... -
Car Loan
Hi,
A couple of weeks ago the car's alternator failed and where we live we cannot be without a motor, so bearing in mind the cost of getting the new alt fitted (£180-£200) along with the fact that the car needs a new windscreen before MOT in Nov (£60.00 excess) and has various dings and dents... -
HELP! disabled with so much debt
After becoming unexpectibly disabled four years ago and no chance of preparing for the future i have occured a lot of debt both past & present. 3 credit cards & a catalogue.On one card I was paying a smaller amount but recently they have past me onto cougar financial so getting very worried.... -
SMS
hiya i remember seeing a nimber to stop auto sms text messages somewhere , anyone know what it is ? think its along the lines of somthing like 1471 tho obviously it isnt that -
FTP File/Folder Permission advice - any experts?
Ive accidently set a folder permission on my site via FTP to CHMOD 644, this has caused the bloody folder to dispear.
I cant upload a new one as it says, file/folder already exists, dont have permission.
I have Owner Rights so im stumped!!
Anyone know of a RAW... -
Please help urgently
Thanks for looking x
Black horse are taking me to court tomorrow because of arrears on my car finance.
They have refused my initial offer of £50 a month (temporary offer while i sort my finances out and get on track)
I took the finance in Oct 2009.
With all of their... -
CAPS ESC General Debt Matters
Hi all,
I've been looking over a letter to my OH from Bryan Carter solicitors, and it somewhat excites my paranoid tendencies.
In the headed address their contact phone number has been omitted and a non-phone number printed in its place.(HARDLY NOTICEABLE) This new number is actually... -
To add a 200 word note to my credit history or not?
Hi guys,
Before the messy break up with my ex fiancee I had a perfect credit file and never had any problems being accepted for anything.
However things turned nasty financially and although none of the defaults or missed payment accounts were in her name, it still leaves... -
Threshold introduced for charging orders
Threshold introduced for charging orders
This is a duplicate of the Blog Entry made on 8th April 2013 12:14.
Creditors can secure a debtor’s property against unsecured debts as low as £1,000 due to new regulations on charging orders which have come into...
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New - The "Would You Rather" Game
The "Would You Rather" Game rules are simple, answer the question then ask one
I'll start us off
Would You Rather a Chinese meal or an Indian??... -
- CLOSED - Last Person to Post Wins - Part 14
Well done to Scarlet x you've now took the title for a second time and this time won £20 to treat yourself...
So far the winners have been...
1. Di
2. Diddles
3. IF
4. Vossy
5. Bobogosing
6. Scarlet x
7. Trumpet
8. Vossy
9. nightwatch...Last edited by IF; 11 September 2013, 09:21. -
'Working age' benefits ?
I've read a load of stuff on the web about the Benefit cuts and caps etc which will affect millions of already hard up families.
But a common theme in the info I have read is that these cuts/caps etc apply to 'working age' benefits. I have tried to find out more about what exactly this...
