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  • Miss Daffodil
    started a topic There's a rat in the kitchen

    There's a rat in the kitchen

    I have a student house (5) students.
    Last night got a Text from one. Saying they have Rats.
    Now in the past there has been a problem when they leavefood out, and are generally unclean. We have always gone in and set traps andput rat poison down. Council stopped the free service 3 years ...
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  • Shadowfax
    started a topic Much needed advise and help needed

    Much needed advise and help needed

    I wish to raise a complaint with Santander in respect to what I consider to be unfair treatment, and immorally wrong whether legal or not.


    11.06.2013 I received a letter from the litigants acting on behalf of Santander, known as HL Interactive Solicitors


    The...
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  • tastyjane
    started a topic Housing issue for son

    Housing issue for son

    Hi,

    Not sure if this is the right place to post but I really need some help from anyone who has experience of landlords and leasing. My son and his girlfriend moved into an apartment in July; he has been waiting for an appointment with an ENT specialist for a problem with his throat. ...
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  • Fred Bassett
    started a topic Fred Basset v Cabot

    Fred Basset v Cabot

    I have 2 accounts with this shower of shits, both of which are by arrangement and underpinned by a Tomlin Order. I'm sure if I had found this site earlier I could probably have contested both, but that is by the by.

    Anyway, I just want to check that a Tomlin order can not be altered in...
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  • cecilia
    started a topic Cecilia PDL diary

    Cecilia PDL diary

    I have 7 Payday loans. As you know from the other thread, I decided to get on top of things, when one of my PDL's did not reloan this month. I am still trying to sort out my Income and expenditure. It is sobering realising how long I have had some of these PDL's and how much money I have thrown away....
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  • livingonaboat
    started a topic Changing a template

    Changing a template

    Hi,
    I'm about to send off the "Account Sold whilst in Dispute" template to a DCA who has purchased an account from the OC.

    In the 2nd paragraph of the letter it states "failed to acknowledge...". I'd like to amend it to "failed to accommodate..." I'm...
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  • eugenespeed
    started a topic Another Lending Stream thread.

    Another Lending Stream thread.

    Hi

    Been reading this site, sounds like you guys are doing a great job and know your stuff.

    I have just moved into a new flat and as a result am pretty skint anyway. I'm also on benefits and not working.

    I received a couple of large bills over the weekend, panicked...
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  • Spent2much
    started a topic help with tax

    help with tax

    my son is self employed in partnership with a friend , they are making a loss in the business and both of them were naïve about business and my son has received a £1300 tax bill and from what he is telling me it is fines for not putting his /tax in on time, hubby helped him to put his tax returns...
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  • AAD News Feed
    started a topic AAD Uses Skimlinks!

    AAD Uses Skimlinks!

    AAD Uses Skimlinks!

    This is a duplicate of the Blog Entry made on 2nd August 2013 16:04.



    Skimlinks is commonly used on many forums — it tracks links to some retailers and service providers, and if that click then generates revenue, this site is paid. We have...
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  • Watchdog launches online tool for reporting nuisance calls and texts

    Watchdog launches online tool for reporting nuisance calls and texts

    This is a duplicate of the Blog Entry made on 25th July 2013 17:24.

    Households are being urged to fight the scourge of nuisance calls by using a new online tool to complain. The tool from consumer group Which?...
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  • Watchdog launches online tool for reporting nuisance calls and texts

    Watchdog launches online tool for reporting nuisance calls and texts

    This is a duplicate of the Blog Entry made on 25th July 2013 17:24.

    Households are being urged to fight the scourge of nuisance calls by using a new online tool to complain. The tool from consumer group Which?...
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  • Roberts v Bank of Scotland - Harassment Case Won

    Following the recent Court of Appeal decision in the case of Roberts v Bank of Scotland there are some key points that creditors should take away from the decision.
    The outcome of this case is likely to have ramifications for creditors who are attempting to contact their customers in relation...
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  • Moradin
    started a topic Should i CCA

    Should i CCA

    Stopped paying 1 year ago. 5 credit cards.

    two have dissapeared from noddy credit file thingy.

    one was mbna, but i think its been sold to aktiv.

    should i CCA , and i do, is it to aktiv?.. (not mbna), and
    should i cca the other 4?

    have 1 ccj,...
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  • Payday loan ad banned for '£1,000 night out' offer

    Payday loan ad banned for '£1,000 night out' offer

    This is a duplicate of the Blog Entry made on 19th June 2013 16:05.

    The Advertising Standards Authority has banned a payday lender for sending text messages that encouraged people to borrow £1,000 for a night out. The......
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  • Richard999
    started a topic 0% Balance Transfer

    0% Balance Transfer

    Hi

    Thanks to invaluable help from Niddy I have now got no defaults on my Experian credit file but credit score is only fair as I have £ 9,000 of credit card debt against a limit of £ 10,000 which makes my position look stretched. This is because in the past few years every time...
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