I'm still undischarged bankrupt. My OR has gone quiet after threatening to take me to court for just about everything (despite sending me nothing...). So with any luck I'll be discharged in 6 months, although I've read they look at BRUs a bit further into the bankruptcy?
I've done a credit...
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Aqua - Acceptance chances???
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Rent to buy - Private Schemes....
What are the thoughts on private schemes? Other than the ridiculous interest rates some charge - some joker in kent was charging £850pcm rent on a flat that would be owned after something like 70 years because there was a £444.44 monthly administration fee, 300 rent and only the rest going towards...
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HMRC plan to scrap £100 fines for late tax returns
HMRC plan to scrap £100 fines for late tax returns
This is a duplicate of the Blog Entry made on 8th February 2015 11:29.
*The Government's £100 fine for late tax returns could be scrapped for hundreds of thousands of people who return the forms “a day or two” late*...
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How to get started making £1 token payments and making ff offers.
Hello, 1st time user here,thanks for the welcome.l have been looking at your website with all the valuable information you have and was hoping to use your help.
Here goes,
I'm looking to either pay token £1 payments or make full final payments.
I'm currently on a debt management...
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Lending Stream
I am a new member and would like to thank anyone who takes the time to read my message, any advice and guidance will be very much appreciated.
I am hoping that you can offer me some guidance.
Firstly I am in full time employment, however over the past few months I have...
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CCJ help
Hi, a friend received a CCJ claim form from Npower which he sent back with his budget, prepared by Stepchange and showing he could afford just nominal payments (£5) on a £572 debt.
He did not receive a court date.
Today he received a judgement dated 5th December. The...
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Benefit Overpayment?
Have received letters today saying that we owe HMRC for overpayment of child tax credit and working tax credit. This relates to 2006/9/10. The letter indicates that there has been previous correspondence regarding this but I can recall nothing. In view of the time scale I no longer have any records...
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Nationwide Credit Card
Thanks. I just need advice on my credit card with nationwide. Kpr have sent a notice stating if not paid in full they will serve a ccj and charge on house. Debt is 4k. My question is they have on numerous occasions sent a copy of priority application form and confirmed thus is my signed cca. Only one...Last edited by IF; 13 December 2014, 19:44.
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Letting Agents - Resonable Fees and Requests
Hi All,
I think this will be a PlanB thread (being the head honcho in this area) But I was wondering what peoples experiences are with Estate Agents when planning to rent a property in regards to fees and also other requests (like Reference Requests etc)
I have recently been...
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British Gas homecare 200 and Boiler Grants
I am a British Gas dual fuel customer plus have there homecare 200 insurance for servicing and repair of central heating now I have called the engineers out no less than 6 times in 6 months due to low pressure and leaks.
The boiler is 8 yrs old and coming too the end of its life due to...
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Council tax reduction eligibility help
Hi everyone
I just wondered about eligibilty with Council Tax Reduction.
My husband works full time, I am a full time carer for my 19 year old son, I receive Carers Allowance and my son has high rate disability living allowance.
Now we still receive Child Tax Credits...
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Re-applying uniform tax
As many of you know my hubby returned to one of his old employment just recently, due to order dropping a downturn at the previous job, now he had the tax code for uniform tax.
Then P45 he handed to the now employer should they use the same tax code, or will hubby have to re-apply again?
...
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Holiday pay ruling may affect millions of workers
Holiday pay ruling may affect millions of workers
This is a duplicate of the Blog Entry made on 4th November 2014 10:42.
*A closely-watched ruling will later determine whether millions of workers are entitled to claim for overtime to be included in holiday pay.* Across......
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marling - mobile/ebay
hi all
I already have threads under unenforceability diaries and PDL loans.
I have three general debts, 2 with EE for mobile contracts and one with ebay for user fees.
1. EE mobile contract terminated by them for £297, this was then passed onto Buchanan clark wells they added...