Working with India's women debt collectors
This is a duplicate of the Blog Entry made on 31st July 2015 13:31.
India has seen a rise in bad loans over the past year - money lent by banks to people or companies that has not been repaid. One sector that stands...
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Working with India's women debt collectors
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Student Loans Company overcharges 78,000 graduates
Student Loans Company overcharges 78,000 graduates
This is a duplicate of the Blog Entry made on 31st July 2015 14:02.
*There has been a 10pc annual increase in overpayments of student loans, with the average graduate £580 out of pocket* More than 78,000 graduates...... -
Guarantor lending 'as damaging' as payday loans, warns charity
Guarantor lending 'as damaging' as payday loans, warns charity
This is a duplicate of the Blog Entry made on 17th July 2015 10:55.
*So-called guarantor loans have the potential to be "just as damaging" for borrowers as payday loans, Citizens Advice is warning. *... -
Unenforceability will be here forever!
I'm reading more and more posts on social media, press, forums and in discussion with people who think that because of the 04/07 changes being so far in the past, that Unenforceability is coming to an abrupt end.
It isnt. That's a certainty. AAD has around a million hits a year, compare... -
AAD Members Success against Lending Stream
Hi All
AAD Members are starting to see a lot of success with getting loans written off by Lending Stream. Arguments being used include irresponsible lending, not carrying out affordability assessments, lack of pre-contract information to name a few. Here are some recent threads:
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Official receiver disaster!
Sorry had to remove this post.Last edited by DebtDevil; 1 June 2015, 22:22. -
Default lowell
I have been trying to get a default removed from my Lowell account which has been closed since 2010. It appears as Lowell on my experian report but it was from a debt from shop direct. I sent them a letter asking for the original default notice and they told me the following..... -
DebtDevil started a topic Bankrupt and awaiting the official receiver telephone interview. Anyone give advice?in BankruptcyBankrupt and awaiting the official receiver telephone interview. Anyone give advice?
Went bankrupt, had a brief conversation with the OR and telephone interview next wednesday!
I think i will get an ipo because of our earnings, how do they take the money? My wages vary from month to month and also have expenses but only for the fuel i use at work. Do they take everything... -
Mortgage and outstanding debt
Hi there,
So the last applications for the Right To Buy scheme up herein Scotland are on 31st July 2016 and I hopefully will be looking to apply aroundthat time so I’m trying to get my debts sorted out now in the event I have a chanceof getting a mortgage.
Mortgage wise I have no idea... -
UNREGULATED AGREEMENTS ON CCA REGULATED PAPERWORK
Hi all, this is my first post so please be gentle with me
Is anyone familiar with the N Rock loans case which has now gone to appeal? In that case, N Rock dished out CCA regulated loans on standard regulated paperwork regardless of the fact that many of the loans exceeded the then £25k... -
Lloyds really old PPI's
Hi
had my Sars come back and show up some PPI's on loans from the late 1990's. Not large amounts, but definite miss selling went on. as soon as i nearly paid off one loan, the bank called me in to talk about my account review and i ended up leaving the meeting with another loan!! the... -
Wonga
Just to let people know, I have today banked a cheque for £55 from Wonga that is the total of the money I have paid back to them since I hit financial difficulties. On top of that they have written off the total loans ( c. £500) and cleared them off my credit file.
You could argues that... -
Default & CCJ help please?
Hi,
If anyone can offer some help or advise on the situation below I'd greatly appreciate it.
I have been given a default by Cahoot (santander) for an overdraft on my current account. The account went over the limit (£1,000) because of a small interest charge and then they... -
SAR paperwork received
Hi, I have received the SAR paperwork I requested from Lloyds for my partner, They have sent bank account statements from August 2001 and credit card statements from January 2000, they say prior to this statements no longer exist although they did send a copy of the credit card agreement dated 6th April... -
LLOYDS & TELEGRAPH REPORT 2015