Hello,
In February of 2010 I got into debt problems with Halifax after I lost my job and ended up with an overdraft of £4500 that I couldn’t pay and the debt became defaulted. I moved house shortly afterwards and stupidly decided to ignore it. I got a couple of letters from Wescot...
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Halifax Default now with Iqor
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To F&F or not to F&F
Newbie here, I've taken the time to read a couple of threads on here mainly the guides re F&F, as I possibly maybe in a position this year to settle some of my debts but obviously if I can reduce the costs of doing so then all well and good.
However after researching as said its seems it is...
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Vodafone Default and additional charges added to debt by DCA
Hi,
I was wondering if anybody can give me some help or advice as to where to turn next regarding an outstanding debt with Vodafone.
The background to my story is as follows...
In early 2011 I ran into financial difficulties due to seperation with my partner, me being...
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OH Car Loan
Quick question: OH got a car 4 years ago and has paid the monthly each month without fail, approx £100. As the last payment became nearer I asked her to check and make sure it was the last one. It was then that I noticed that there was an extra fee for completion, approx £200. As she is currently...
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Allowances
Hi guys,
never really approached this one in the right way..
Always ended up paying out more than i could afford, and not leaving enough to live on.
Since going down the UE route its helped massively.
I have 2 or 3 that i have coming up for review....they are Enforceable...
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Northern Rock v UltimateWorrie
Hi all,
(2nd thread different account)
This is a loan and NRAM have recently set Mac Hall to chase me, so thought I'd get my details on to my favourite site, after spending much time on other things
and scanning my docs.
No claim yet, just want to...
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Two Defaults for the same account
Hi
I have three entries on one set of CRA files for the SAME account, two Defaults and another closed as satisfied. I originally had two Default entries for the same account but when I initially contacted the two companies involved, Egg and Cabot, Egg closed theirs to Satisfied.
...
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Jojo65 - Diary
Credit Card - Egg to Citi to Opus - 1st Credit.
Chased By DCA and Solicitors
Balance 3,751.10
Last Payment made of 38.00 to Opus - July 2011 - On arrangement continued from CitiCard.
Arrangement ran out but was unaware.
Blue = Sent
Red = Received...
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CCJ with CO but no payment order
This is a great forum, and I need just a little clarification on CCJs with Charging Orders, which I cannot see elsewhere.
A few years ago the recession made a hole in my life and I ended up in thin air without any money. Having a couple of credit cards I took on more 'easy finance'...
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After a bit of help
Dear Group,
A lot of searching has brought me here. I have received a letter from MBNA today saying they uphold my PPI claim and are going to refund me over £3000. It says a cheque will arrive within 28 days as full and final settlement.
My question is this is a credit...
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F&F on charging orders ?
I am just searching every avenue as we have a charge on our house and its giving us grief , most will know we have gone to court for a re-dtermination and the judge has set the payment at £**.** a month, fairfax solicitors are acting for Arrow Global.
1) Can a charge be paid off by F&F settlement...Last edited by Spent2much; 13 November 2012, 15:17.
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CC debt sold on, PPI reclaim?
Hello,
I had a credit card with HSBC it was sold to MKRR the balance is about 11K I have been going down the UE route as HSBC have admitted they don't have a CCA. It was defaulted in 09. I am nearly 4 years down the SB road.
Betweeen 2004 and 2007 I had ppi on this account...
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Cabot Financial
I have received a letter today from Cabot regarding my debt with Littlewoods. Same story...I got in to debt and requested Littlewoods if they would accept smaller payments..they said no...then I defaulted and they passed the account on and on and so on.
I sent a request to see my agreement...
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Help with Cabot
Hi Everyone.
Firstly I would like to say thanks for all the posts and information being shared on here - I have found it really beneficial.
To cut a long story short I had problems in the past and got into debt, most is now sorted with the exception of an account with Cabot....
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Power2Contact
Dear members,
Ok I received a letter from Power2Contact on Friday 05.10.2012 at 1000hrs regard a Barclaycard debt, this debt happened when I became servilely injured at work which left me disabled and intern with chronic pain back in 2003. Because I did not know how or what aid I was entitled...Last edited by Alex; 5 October 2012, 23:02.