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  • JohnS
    started a topic Halifax Default now with Iqor

    Halifax Default now with Iqor

    Hello,

    In February of 2010 I got into debt problems with Halifax after I lost my job and ended up with an overdraft of £4500 that I couldn’t pay and the debt became defaulted. I moved house shortly afterwards and stupidly decided to ignore it. I got a couple of letters from Wescot...
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  • LippyKid
    started a topic To F&F or not to F&F

    To F&F or not to F&F

    Newbie here, I've taken the time to read a couple of threads on here mainly the guides re F&F, as I possibly maybe in a position this year to settle some of my debts but obviously if I can reduce the costs of doing so then all well and good.
    However after researching as said its seems it is...
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  • Vodafone Default and additional charges added to debt by DCA

    Hi,
    I was wondering if anybody can give me some help or advice as to where to turn next regarding an outstanding debt with Vodafone.

    The background to my story is as follows...

    In early 2011 I ran into financial difficulties due to seperation with my partner, me being...
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  • billytommo
    started a topic OH Car Loan

    OH Car Loan

    Quick question: OH got a car 4 years ago and has paid the monthly each month without fail, approx £100. As the last payment became nearer I asked her to check and make sure it was the last one. It was then that I noticed that there was an extra fee for completion, approx £200. As she is currently...
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  • stuffthebanks
    started a topic Allowances

    Allowances

    Hi guys,
    never really approached this one in the right way..
    Always ended up paying out more than i could afford, and not leaving enough to live on.
    Since going down the UE route its helped massively.
    I have 2 or 3 that i have coming up for review....they are Enforceable...
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  • Northern Rock v UltimateWorrie

    Hi all,

    (2nd thread different account)

    This is a loan and NRAM have recently set Mac Hall to chase me, so thought I'd get my details on to my favourite site, after spending much time on other things and scanning my docs.

    No claim yet, just want to...
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  • CabotEggd
    started a topic Two Defaults for the same account

    Two Defaults for the same account

    Hi

    I have three entries on one set of CRA files for the SAME account, two Defaults and another closed as satisfied. I originally had two Default entries for the same account but when I initially contacted the two companies involved, Egg and Cabot, Egg closed theirs to Satisfied.
    ...
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    Last edited by CabotEggd; 6 December 2012, 12:07. Reason: Layout and company names not clear

  • jojo65
    started a topic Jojo65 - Diary

    Jojo65 - Diary

    Credit Card - Egg to Citi to Opus - 1st Credit.
    Chased By DCA and Solicitors
    Balance 3,751.10
    Last Payment made of 38.00 to Opus - July 2011 - On arrangement continued from CitiCard.
    Arrangement ran out but was unaware.


    Blue = Sent
    Red = Received
    ...
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    Last edited by jojo65; 22 December 2012, 13:27. Reason: Diary Updated

  • julian
    started a topic CCJ with CO but no payment order

    CCJ with CO but no payment order

    This is a great forum, and I need just a little clarification on CCJs with Charging Orders, which I cannot see elsewhere.

    A few years ago the recession made a hole in my life and I ended up in thin air without any money. Having a couple of credit cards I took on more 'easy finance'...
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  • adviceneededpl
    started a topic After a bit of help

    After a bit of help

    Dear Group,

    A lot of searching has brought me here. I have received a letter from MBNA today saying they uphold my PPI claim and are going to refund me over £3000. It says a cheque will arrive within 28 days as full and final settlement.

    My question is this is a credit...
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  • Spent2much
    started a topic F&F on charging orders ?

    F&F on charging orders ?

    I am just searching every avenue as we have a charge on our house and its giving us grief , most will know we have gone to court for a re-dtermination and the judge has set the payment at £**.** a month, fairfax solicitors are acting for Arrow Global.
    1) Can a charge be paid off by F&F settlement...
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    Last edited by Spent2much; 13 November 2012, 15:17.

  • suedes
    started a topic CC debt sold on, PPI reclaim?

    CC debt sold on, PPI reclaim?

    Hello,

    I had a credit card with HSBC it was sold to MKRR the balance is about 11K I have been going down the UE route as HSBC have admitted they don't have a CCA. It was defaulted in 09. I am nearly 4 years down the SB road.

    Betweeen 2004 and 2007 I had ppi on this account...
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  • transformer999
    started a topic Cabot Financial

    Cabot Financial

    I have received a letter today from Cabot regarding my debt with Littlewoods. Same story...I got in to debt and requested Littlewoods if they would accept smaller payments..they said no...then I defaulted and they passed the account on and on and so on.

    I sent a request to see my agreement...
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  • Beefy1976
    started a topic Help with Cabot

    Help with Cabot

    Hi Everyone.

    Firstly I would like to say thanks for all the posts and information being shared on here - I have found it really beneficial.

    To cut a long story short I had problems in the past and got into debt, most is now sorted with the exception of an account with Cabot....
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  • Alex
    started a topic Power2Contact

    Power2Contact

    Dear members,

    Ok I received a letter from Power2Contact on Friday 05.10.2012 at 1000hrs regard a Barclaycard debt, this debt happened when I became servilely injured at work which left me disabled and intern with chronic pain back in 2003. Because I did not know how or what aid I was entitled...
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    Last edited by Alex; 5 October 2012, 23:02.
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