Ahoy all,
Been away for a while (have popped in every so often) after this place made me virtually debt free in 12 months, but now I'm back.
Background. I no longer bank with the high street banks, my Current Account is with a Credit Union (technically underwritten by Co-op...
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1and1 and Aadvark Collections...
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I am seriously trying to weigh up whether to go bankrupt and need help
I have today received my SD from Lowells; although I have started the UE process with this debt and some of my others I am trying to decide whether it would actually be better to just let them force my bankruptcy. I feel that I am drowning (I know I have only just started on my journey) but when I...
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U-Switch
hi,
never having used this, wondered what others make of the whole process? The site says the co-op would save me about £150 a year.
Is it as simple as completing the form and then waiting for the letters to arrive to say the supplier has been swopped?
Cheers!
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Co-op Bank to close 37 branches and lose Britannia name
Co-op Bank to close 37 branches and lose Britannia name
The Co-operative has become the latest bank to announced a programme of branch closures. It also confirmed the Britannia name will disappear from the high street.
http://www.telegraph.co.uk/finance/personalfinance/...
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An old sorted issue has raised it's ugly head
As some of you may know I had a right battle on with the Co-op bank, FOS and many DCA's over Payment Protection Insurance, this was over two years ago and thought it had been settled to both mine and the banks satisfaction indeed the letters that I will post here prove that.
Due to the...
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Co-op bank fined £113,300 for stalling over PPI claims
Co-op bank fined £113,300 for stalling over PPI claims
This is a duplicate of the Blog Entry made on 4th January 2013 18:30.
The Co-op bank has been fined £113,300 by the Financial Services Authority for delaying complaints about Payment Protection Insurance (PPI). The......
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Lloyds Banking Group under fire for 'bad Co-op deal'
Lloyds Banking Group under fire for 'bad Co-op deal'
This is a duplicate of the Blog Entry made on 28th November 2012 18:53.
City grandee Lord Levene has launched a broadside against state-backed Lloyds for selling 632 branches to the Co-op in a cut-price deal. The peer,......
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Concept of Loan Amortization
Understanding PPI Calculations--- Loan Amortization
Before you study the other threads in this sub-forum it is necessary to understand the basics on how a typical personal loan is scheduled throughout its life. This thread is basically to explain Loan Amortization in simple terms –...
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Lloyds Banking Group and Co-op hit by system errors
Lloyds Banking Group and Co-op hit by system errors
This is a duplicate of the Blog Entry made on 5th October 2012 16:32.
Two major banking groups have suffered from system errors which have been causing problems for customers. Users of Lloyds TSB debit cards, ATMs, and......
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Co-op stops offering bank accounts to bankrupts
Co-op stops offering bank accounts to bankrupts
This is a duplicate of the Blog Entry made on 17th September 2012 13:33.
People recovering from bankruptcy will no longer have a choice over where they can access a bank account as Co-op withdraws from the market. Only......
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Co-op bank accounts are OK for prisoners but bankrupts banned
Co-op bank accounts are OK for prisoners but bankrupts banned
This is a duplicate of the Blog Entry made on 15th September 2012 08:54.
* THE CO-OP Bank is scrapping basic current accounts for bankrupts — but still giving them to PRISONERS. * Bosses at the self-styled...
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Co-Op cashminder refusals...
definatley NOT good news (if correct)
Co-op bank account OK for crims but bans bankrupts | The Sun |News|Sun City
i've attempted to speak to someone this morning to clarify if it's indeed correct they say it is but seems a little vague if this is just new account applications...Last edited by philnicandamy; 15 September 2012, 08:12.
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Henry's DMP
Hello everyone, I was referred here bya member of MoneySavingExpert as they said people here might be able to help me.
Basically I've been having some ongoing issues obtaining a basic bank account. I'm in about 5,000-6,000 worth of debt through Pay Day Loan companies, bank overdrafts...
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Having real issues obtaining a basic bank account.
Hello everyone, I was referred here bya member of MoneySavingExpert as they said people here might be able to help me.
Basically I've been having some ongoing issues obtaining a basic bank account. I'm in about 5,000-6,000 worth of debt through Pay Day Loan companies, bank overdrafts...
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Council Tax Benefit
Hi everyone,
Quick Q, after getting into arrears a couple of times in the last couple of years on council tax, a friend said we should look at council tax benefit. I didn't think we could get this as we get working tax credits, and the council never mentioned we should look at this when...