Hello, 1st time user here,thanks for the welcome.l have been looking at your website with all the valuable information you have and was hoping to use your help.
Here goes,
I'm looking to either pay token £1 payments or make full final payments.
I'm currently on a debt management...
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How to get started making £1 token payments and making ff offers.
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Query over F & F number of offers
Hello
I have inherited £3,000.
However, if I offered a pro rata settlement to all my creditors (total outstanding circa £30K) I know that none would accept. However, the smaller creditors may do so.
My question is do I have to offer this money to all my creditors... -
Mortgage, DMP & Defaults
Sorry, was not quite sure where to put this!
Anyway, been a long time since I have been on here. Currently still waiting on PPI claims being dealt with by the Ombudsman, has been more than 2 years now for one of them!! so nothing to tell there.
Brief history of where I was... -
Lloyds quietly revives Bank of Wales name
Lloyds quietly revives Bank of Wales name
This is a duplicate of the Blog Entry made on 15th December 2014 13:06.
*The banking group has started to offer savings products under the brand* Lloyds Banking Group has quietly brought back the Bank of Wales name, in...
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Will
Lost my Mum yesterday. Mum told me that my brother and I have been left the money in her bank a/c and my sister the house.
Brother and I are joint executors of the will. The will is at a solicitor but there's a copy at the house I've seen. My sister has power of attourney so can she simply write... -
British Gas homecare 200 and Boiler Grants
I am a British Gas dual fuel customer plus have there homecare 200 insurance for servicing and repair of central heating now I have called the engineers out no less than 6 times in 6 months due to low pressure and leaks.
The boiler is 8 yrs old and coming too the end of its life due to... -
So, SO INTERIORS - where's my dining table??!
I ordered a dining table and chairs from SO INTERIORS on 16th November. Delivery was stated as 7-10 days, and that a courier would ring before this time to arrange delivery.
Nothing happened, so last Friday I was going to ring them - only to find that they
I did a... -
Council tax reduction eligibility help
Hi everyone
I just wondered about eligibilty with Council Tax Reduction.
My husband works full time, I am a full time carer for my 19 year old son, I receive Carers Allowance and my son has high rate disability living allowance.
Now we still receive Child Tax Credits... -
Halifax Mortgage
Hi this question is not for me but for a disabled friend. I am not sure where it should go. I have to go out now so won't be back till later.
My friend and her ex husband had their house repossessed in 2000. This left an £11k shortfall on the mortgage. I discovered yesterday that... -
Thinking of applying for a Crap One credit card!
In view of what happened to me two weeks ago, I'm thinking of applying for a Crappy One credit card.
When I was applying for my TSB Business Account, which has now been approved, the bank manager said to me three times - “you've got an extremely good credit rating.”
It... -
Taking on the DVLA and HM Treasury !
I received my vehicle tax reminder a couple of weeks ago...£230 for a full year, or £126.50 for 6 months (includes a 10% surcharge)
I am told that because of the cost saving measures introduced by the DVLA I will not be receiving a tax disc (no sweat there).
but............ -
Scottish referendum: what will happen to National Savings accounts and Premium Bonds?
Scottish referendum: what will happen to National Savings accounts and Premium Bonds?
This is a duplicate of the Blog Entry made on 11th September 2014 11:11.
*Over a million Scottish savers own premium bonds or other NS&I accounts: here's what an independent Scotland... -
Lloyds Bank PPI -Questionnaire
Received a letter out of the blue from Lloyds to say I might have been miss-sold some PPI
could not remember ever taking any so did SAR to get copies of agreements and file notes.
Wrote them the template letter and claimed miss-sold due to not having the cost/features/benefits... -
Banks warned over baffling savings deals as FCA's
Banks warned over baffling savings deals as FCA's
This is a duplicate of the Blog Entry made on 10th September 2014 09:52.
.......consumer arm criticises industry for making things too complicated Savers face a complicated list of dos and don’ts when they open what......
