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  • Families ‘pushed to breaking point’

    Families ‘pushed to breaking point’

    This is a duplicate of the Blog Entry made on 26th June 2012 11:59.

    *Families are being pushed to breaking point because of the state of their finances, according to a new report.* Research among 1,500 adults by...

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  • cymruambyth
    started a topic Thank you AAD

    Thank you AAD

    Just a quick message to thank all the strangers that have become my secret friends and supporters.
    Most of us will never meet ( there are a few exceptions ) but we all muck in with suggestions, advice and humour.
    Most of us find ADD due to financial problems and gain tremendous help...
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  • downnotout
    started a topic OH RBS personal loan

    OH RBS personal loan

    Hello again,
    Can some one help me work out how much my other half is paying in interest (APR)?
    The loan is with her bank but I am working the APR out to be 45%
    take the last 11 months transactions:
    Paid in £850.19
    Interst £386.54

    By my working this...
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  • theChippy & Morgan Stanley (Barclays)

    Some brief history.....

    Stopped paying this account about 2 years ago after CCA'ing them.

    The agreement looks like a c&p, which seems normal with msdw agreements of the 2004 / 2005 era.

    It went through the normal chain of in house and external dca's who...
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  • BBoo
    started a topic Your Thoughts Please!

    Your Thoughts Please!

    My wife received a letter this morning. The envelope was sealed, but showing clearly in the address windown at the top were the words:

    Debt Help Services Reference Number abcd1234

    The envelope itself was so thin, you could clearly see the letters DHS on the letter inside it...
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  • flo5
    started a topic How much should l ask dtr to pay?

    How much should l ask dtr to pay?

    Have a predicament and thought l would ask the wise people their opinions!

    One of my daughters recently started her first job, it is only part time earning about £120 per week (does have opportunity for overtime of a least a few hours a week)

    A) Should l ask her to contribute...
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  • Aviva data blunder sees thousands of policyholders sent the wrong payout details

    Aviva data blunder sees thousands of policyholders sent the wrong payout details

    This is a duplicate of the Blog Entry made on 9th April 2012 09:27.

    Britain’s biggest insurance company has apologised to thousands of customers after confidential information about their...
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  • furryboo
    started a topic Payday Loan Hell

    Payday Loan Hell

    Hello one and all,

    I have been thinking long and hard about putting a message up on here and have finally had the courage to do it!

    Basically, until a year ago everything was going smoothly, everything was being paid and my family was managing ok! Then just less than a year...
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  • PPI compensation payouts set to boost household budgets and spending this year

    PPI compensation payouts set to boost household budgets and spending this year

    This is a duplicate of the Blog Entry made on 24th March 2012 08:15.

    Household spending will increase by more than expected this year as family finances are boosted by billions of pounds of compensation...
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  • furryboo
    started a topic Debt and Loan Help Pleazzzzzzee.......

    Debt and Loan Help Pleazzzzzzee.......

    Hello one and all,
    I have been thinking long and hard about putting a message up on here and have finally had the courage to do it!

    Basically, until a year ago everything was going smoothly, everything was being paid and my family was managing ok! Then just less than a year ago we...
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  • Scaggy
    started a topic Theyve taken all my money - HELP!

    Theyve taken all my money - HELP!

    Hi all,

    I have an offset mortgage account. I rented out the property 6 months ago. I informed the bank and over the phone they said this was okay.

    I fell into arrears. When speaking to the lender 6 months later on the phone about getting help, they flagged to that I have not...
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  • confused76
    started a topic Welcome to Scaggy

    Welcome to Scaggy

    Hello Scaggy and Welcome, I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-


    We don't bite, Help will be on...
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    Last edited by Riz; 17 February 2012, 22:06.

  • ClintMX
    started a topic Lowells and 1st Credit Help please?

    Lowells and 1st Credit Help please?

    Hi there, first post on here

    I'll start by saying how much of a dope I have been with finances throughout my late teens and early twenties, not really having a care nor realizing the consequences of this!

    My partner and I are expecting our first child in April and are...
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  • kazza103
    started a topic Removal of default

    Removal of default

    Hi,

    I recently checked my credit file and noticed a default has been entered on there for an old debt. It's a little strange though as it is currently showing as not satisfied although there is an outstanding balance of 'zero.' I am currently trying to get my finances in order, as I...
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  • new search recorded against me for wifes credit!!!!

    I had a email from Experian saying I had a new search marked against, I thought it was for the new mobile I got for my daughter but it wasn't.

    My wife is getting a car on toyota finance ( in her name only)and they decided to search me as well, I know we are financially linked, but does...
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