Hi all,

I have received a county court claim form for an old debt.

The claim form says I need to respond directly - you can even do it online at moneyclaim.gov.uk

The debt is on my credit file for £3500 and the default date is 04/2006.

However, I...

Hi I'm new here can anyone help please? I have 2 Q's

I have written to 2 creditors advising of financial difficulties. I received a letter from Capital One asking me to call (I have since read here that you should NEVER do this) anyway after a long wait they said they are sending forms...

I spent £3k paying a stranger's phone bill for 6 years because of mobile firm's direct debit error

This is a duplicate of the Blog Entry made on 23rd November 2011 18:38.

The vital importance of checking your bank statements has been highlighted after one This is Money reader...

Hi

I'd be really grateful for any advice.

I am with a debt management company and have received notice that my annual review is due. Last year's review was awful, we were over their budget maximums in quite a few areas and as they have not increased their maximum limits due...

I've got 2 loans that I've paid off with Alliance & Leicester that I think might have missold PPI on them, the problem is I can't remember any of the account details so I was looking to do a SAR request to get the information I'm after.

The problem is A&L was taken over by Santander...

Hi Guys

I have two old loans with Natwest one started in 2003 and ended in 2004. In 2004 i consolidated this loan with a new one until 2006 then consoildated to a loan with no PPI.

Unfortunately i dont have the paperwork for the loans but know there was PPI. Have bank statements...

Hi,

I am very impressed with the website and the great advice that is available.

Ok i have a personal loan with Nastywest which was taken out in November 2006 i have sent them a CCA request and got the “we have misfiled it letter".
I sent a SAR request...

Thought I post here, as well as in my diary.

I have a redetermination hearing tomorrow but not sure what to expect?

Becuase my DCA have already accepted a 10quid a month offer to pay (crossed in the post with my request for a redermination) Im assuming it will just be a case...

Hi there,

First post and new to all this. I sent the step one letter to Studio that had placed a Default on my account in 2005 which I do not remember anything about. They came back with a letter stating that the Default was correct and simply ripped off a credit agreement slip and wrote...

Hello, here are my 5 creditors.



MBNA Visa

Started :11/1998
Balance : 21,300
date last paid (full amount):17/08/10
Date last paid (reduced payment):23/09/10
Status: In arrears

Not send CCA



MBNA Vi...

What is an IVA
IVA stands for Individual Voluntary Arrangement. It is an arrangement that an insolvent person has agreed to enter into between him/her and the organisations they owe money to. The arrangement results in reduced payments in order to pay off part of the money...

Right, please delete if I'm not to post yet..... ;Red .

Received a phone call last week from the adjudicator that was dealing with the mortgage provider C&G, originally this was rejected and not upheld, and awaiting now to be moved onto the FOS, we did also contact hubby's union as...