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  • AAD News Feed
    started a topic PPI victims 'should have got £5bn more'
    in AAD News Feeds

    PPI victims 'should have got £5bn more'

    PPI victims 'should have got £5bn more'

    This is a duplicate of the Blog Entry made on: 13th May 2016 15:20
    Twelve million consumers who were mis-sold Payment Protection Insurance (PPI) should have got an extra £5bn, a group of MPs has said.

    That is the total amount
    ...
    See more | Go to post
  • AAD News Feed
    started a topic Second bank cyber-attack detected
    in AAD News Feeds

    Second bank cyber-attack detected

    Second bank cyber-attack detected

    This is a duplicate of the Blog Entry made on: 13th May 2016 15:24
    A cyber-attack, similar to one that saw $81m (£56m) stolen from Bangladesh's central bank, has hit a second bank.
    The warning about the second attack came from Swift, which
    ...
    See more | Go to post
  • musketeer
    started a topic Lloyds/Cabot/Marlin
    in Unenforceable Credit Agreements

    Lloyds/Cabot/Marlin

    5 years ago Niddy gave me tremendous help with accounts with Halifax and Yorkshire Bank. I don't think they are quite statute-barred yet so I'm not completely safe, but I have heard nothing for a long while so I'm hopeful that's 27 grand I'll be relieved of.

    I have a third account taken...
    See more | Go to post
  • AAD News Feed
    started a topic Barclays offers refunds to 10,000 PPI customers
    in AAD News Feeds

    Barclays offers refunds to 10,000 PPI customers

    Barclays offers refunds to 10,000 PPI customers

    This is a duplicate of the Blog Entry made on: 28th April 2016 15:44
    Barclays has sent letters to 10,000 of its customers, offering refunds for Payment Protection Insurance (PPI).
    It follows the bank's failure to send out thousands
    ...
    See more | Go to post
  • AAD News Feed
    started a topic Lloyds snubs loyal customers by taking away their free, interest-paying current accounts
    in AAD News Feeds

    Lloyds snubs loyal customers by taking away their free, interest-paying current accounts

    Lloyds snubs loyal customers by taking away their free, interest-paying current accounts

    This is a duplicate of the Blog Entry made on: 20th April 2016 13:07
    and tells them to sign up for one at £60 a year

    Lloyds customers are losing their free, interest-paying current
    ...
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  • EmptyPurse
    started a topic EmptyPurse Diary
    in Unenforceability Diaries

    EmptyPurse Diary

    Background Post

    I have 3 creditor accounts in default. Last payment made was April 2014 to the original creditors not DCA- which defaulted in Oct / Nov 14

    Egg/ Barclaycard / now Hoist from 2002 Balance 6.5k

    Natwest OD account opened in 1992 -approx. Balance 3.5k...
    See more | Go to post
    Last edited by EmptyPurse; 20 April 2016, 22:33. Reason: adding NW Figures
  • Jaffacake
    started a topic U markers on credit file for 5 years
    in Unenforceable Credit Agreements

    U markers on credit file for 5 years

    Afternoon everyone I have a question regarding a littlewoods account. I was paying through a dmp for over 10 years until last month which I am now going down the UN route, All of my defaulted accounts have dropped off my credit file but I have noticed that this account has over 5 years of the U code...
    See more | Go to post
  • Jaffacake
    started a topic time to sort this mess out
    in Unenforceability Diaries

    time to sort this mess out

    Hi toeveryone in the forum and thank you for all the info available to help me makea start on my financial mess.

    my story started about 10 years ago with a lot of unsecured debt to the tune of£35k, I have been on dmp and never missed a payment, I never reallyquestioned the debts and threats    ...
    See more | Go to post
  • cardiac arrest
    started a topic reclaiming tax
    in Tax / Vat / HMRC

    reclaiming tax

    I'm trying to help out a friend who is in receipt of just a state pension but has several savings accounts.

    As far as I can see her income is below the threshold of 15,600 but has been paying tax on her savings schemes with her bank.

    She states she told the Bank some years...
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  • mareen
    started a topic Transferring Debt to liable person
    in General Debt Matters

    Transferring Debt to liable person

    Hello All,

    New person here, sorry if i come across as not doing proper search.

    I have two debts in my credit history due to my family members (Mother and Sister) buying a lot of catalogue items (Isme and Very) under my name and paid it with my debit card (I have given my debit...
    See more | Go to post
  • Wishfull
    started a topic PRA Group
    in General Debt Matters

    PRA Group

    Hi all anybody had any dealings with this lot at PRA GROUP BUCHANAN CLARK AND WELLS HAVE RETURNED IT TO THEM funny I ain't heard of them before
    See more | Go to post
  • Aimee09
    started a topic Sunny and lendingstream help
    in Payday Loans

    Sunny and lendingstream help

    Hi I'm looking for some advice regarding sunny and lendingstream i currently have 3 loans with sunny and 5 loans with the lending stream I have received an email from lending stream offering a waiver of all 5 loans a total of nearly £900 after sending an email of complaint about irresponsible lending...
    See more | Go to post
  • AAD News Feed
    started a topic The only truly free bank account
    in AAD News Feeds

    The only truly free bank account

    The only truly free bank account

    This is a duplicate of the Blog Entry made on: 4th March 2016 13:15
    People in financial trouble can choose new fee-free current accounts - but banks still have the right to move them onto accounts with charges.
    A basic bank account allows customers
    ...
    See more | Go to post
  • Guest's Avatar
    Guest started a topic Vodafone default.
    in Defaults

    Vodafone default.

    Hi again, i have a Vodafone problem. They have defaulted my credit file for the last three months, they have sent a Debt Collection Agency chasing me and they have refused to ammend/correct my Credit file via a request to Noddle. I don't and havn't owed Vodafone any money. I do have a mobile phone account...
    See more | Go to post
  • pukka2
    started a topic Consumer Credit Regulations 1983 3(2)b
    in Unenforceable Credit Agreements

    Consumer Credit Regulations 1983 3(2)b

    Hi,

    I'd appreciate any clarification of this.

    The Halifax have sent me a photocopy of a Credit Card Agreement which appears to have my dated signature on, however the signature/date space on behalf of Halifax plc is blank. The letter from Halifax states the following:
    The copy
    ...
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