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  • Pat
    started a topic Wonga

    Wonga

    I have two unpaid loans with this shower

    One taken out in 2008 , defaulted and a repayment plan started and then stopped in 2012

    The other taken out in 2012 under the same name , same address etc. The both appear on my credit file

    After the recent announcement...
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  • Wilkin Chapman claim issue without pre-action protocol?

    Hi All,

    I have been in discussions with Wilkin Chapman who are chasing an arrow debt for just under 6k. I have been in an email discussion with them about full and final offers and about setting up a monthly payment. I last emailed them 2 weeks ago. However I received a letter today to...
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  • Seamus
    started a topic Lowells chasing, probably SB.

    Lowells chasing, probably SB.

    Hi all,

    A bit of advice please. My son has had a letter from Lowells about a Barclaycard account offering him a 50% discount partial settlement deal. My son is absolutely sure that he hasn't used the account or made any payment or contacted them for over 6 years, but he's never kept any...
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  • Betty
    started a topic Fredrickson International

    Fredrickson International

    Hi,

    I am being hounded by Frederickson International. They are chasing me regarding a Capital One debt so far they have text me every morning this week at 830, they have called my landline - I have no idea how they have got the number as it is ex directory and only one person has the...
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    Last edited by Betty; 1 October 2014, 20:04.

  • AAD News Feed
    started a topic Debt collector Roxburghe in administration

    Debt collector Roxburghe in administration

    Debt collector Roxburghe in administration

    This is a duplicate of the Blog Entry made on 19th September 2014 15:16.

    *Debt collection agency Roxburghe (UK) Limited has entered administration, resulting in 35 redundancies.* Roxburghe had been trading at a loss due...
    ...
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  • Seamus
    started a topic Voluntary charge.

    Voluntary charge.

    How useful is it to offer a voluntary charge on your property while trying to make an offer pre court, especially when in actual fact it will only be a Restriction (single debt, joint owners)?
    Is it wise to do this?
    Can it help with negotiating a lower amount owed?

    Does anyone...
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  • qwerty321
    started a topic qwerty321's UE Diary

    qwerty321's UE Diary

    Hi
    I've been reading quite a lot and have a couple of questions please ...

    Firstly, has anybody ever had any success with arguing un-enforceability on the grounds that the Terms and Conditions aren't easily legible? The printed copy provided has typing so small that it has to be read...
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    Last edited by cymruambyth; 13 August 2014, 17:16.

  • SXGuy
    started a topic Happy Birthday to my little girl!

    Happy Birthday to my little girl!

    Ok so shes not quite old enough to be an AAD member just yet haha but my little one turned one years old today!!!

    Really don't know where the time has gone. She is the most beautiful girl in the world, and no matter how my day has been, one smile and she makes it all better, I really...
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  • patchouli
    started a topic County Court guy and access to property?

    County Court guy and access to property?

    Our Landlord has debts, usually I tell the DCA's at the door that I'm not anything to do with the D*****'s and to contact the letting agency if they want more info.

    Well today a cocky chap from the County Court came and I said I wasn't D****** and that they owned the property but I rented...
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    Last edited by patchouli; 29 July 2014, 11:27.

  • IF
    started a topic Welcome to qwerty321

    Welcome to qwerty321

    Hi qwerty321 and welcome

    I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-
    ...
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  • AAD News Feed
    started a topic Npower to change bill-chasing method

    Npower to change bill-chasing method

    Npower to change bill-chasing method

    This is a duplicate of the Blog Entry made on 8th June 2014 18:21.

    Npower is changing the way it chases former customers for payment, after listeners complained to the BBC. The energy giant says it will no longer...

    Click to...
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  • Debt 3 years old - sold and now start 6 years again

    Hi All!

    Been a while, since I was on last. A lot has happened! I'll say more in another thread.

    So I had a Barclaycard, defaulted, £1100 balance, 3 years away from SB and they've sold it to MKDR LLP, with an address that I have never lived at, which has caused me to now...
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  • ashling
    started a topic Lowell/bryan carter/halifax

    Lowell/bryan carter/halifax

    Hi Everyone,

    Hope you can help me. I had a Halifax Credit card account opened in 2003 defaulted in 2009. This debt is now owned by Lowell. Think it has been passed around a few other DCA's but I did not keep any paperwork. I have been ignoring it but became concerned when I had a letter...
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  • IF
    started a topic Family Cat Saves Child From Dog Attack

    Family Cat Saves Child From Dog Attack

    Home surveillance video captures a horrifying scene when a child playing outside of his parents driveway is viciously attacked by a loose dog.
    My cat defends my son during a vicious dog attack and runs the dog off before he can do additional damage.




    ...
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  • SXGuy
    started a topic Cabot financial on BBC now

    Cabot financial on BBC now

    Dont get done get dom is on BBC right now ripping in to Cabot for chasing someone for 3 debts that isn't his!
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