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  • Mackaavfc
    started a topic Lloyds TSB Claim

    Lloyds TSB Claim

    Good morning.

    I have a similar situation to the above. I have a loan with Lloyd's which they have acknowledged mis sold ppi on and sent a letter saying I will receive a cheque within 28 days for 2.2 k. I phoned them and asked them to do a BACS transfer into my Natwest account (I no longer...
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  • Organised crime gangs are targeting Britain's payday lenders

    Organised crime gangs are targeting Britain's payday lenders

    This is a duplicate of the Blog Entry made on 27th October 2013 09:35.

    Organised crime gangs are targeting Britain

    Click to Read More...
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  • IF
    started a topic - CLOSED - Last Person to Post Wins - Part 15

    - CLOSED - Last Person to Post Wins - Part 15

    So far the winners have been...

    1. Di
    2. Diddles
    3. IF
    4. Vossy
    5. Bobogosing
    6. Scarlet x
    7. Trumpet
    8. Vossy
    9. nightwatch
    10. Scarlet x
    11. Nightwatch (won £20)
    12. Scarlet x (won £25)
    13. Scarlet x (won £20)...
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  • thindes78
    started a topic Thindes78 1st Credit Diary

    Thindes78 1st Credit Diary

    Type of account = Credit Card


    Date commenced = January 2006


    Approx balance = £10k


    Date last paid = 15th January 2008


    Are you on arrangement or not paying = Not paying


    Status (default/in arrears/up-to-date)...
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  • Dealing with debt that isn't ours - Any advice?

    I've been reading around a lot but struggling to find much useful advice so I'd be grateful if anyone has any ideas.
    Per the title we are currently dealing with debt that isn't ours. My father has left the country & Europe, leaving a fair amount of debt unpaid & no contact details. We...
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  • Mortgage Shortfall Debt DCA chasing me HELP

    I really need some advice I have a mortgage shortfall debt of about 29k which the lender defaulted me on in 2009 they have been chasing me for it since last year I told them my situation asked for them to write it off they have chose to ignore it and I even sent them a full and final offer they chose...
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  • Cameron:Is he the worst prime minister in British history.

    Under the Tories homelessness has shot up 31%.

    Tory boasts that they would turn Britain into a “tax haven” have come to pass, at least for the rich with tax avoidance now at a all time high.

    To many of the jobs created under the Tories have been part time.
    ...
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  • Fortman
    started a topic Fuel Poverty

    Fuel Poverty

    We have run up a 'small' debt (large to us) of just over £800 with SWALEC for our gas and electricity usage. I am disabled and am usually confined to the house 24 hours a day. As our living room is dark, we tend to have to have lights on all the time.

    We already pay £30 a week to them...
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  • Kerry Katona declared bankrupt for the SECOND time

    Kerry Katona declared bankrupt for the SECOND time

    This is a duplicate of the Blog Entry made on 2nd July 2013 17:32.

    *......in five years and dropped as face of payday lender* Former pop star Kerry Katona has been declared bankrupt for the second time in five...
    ...
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  • Spent2much
    started a topic A year already

    A year already

    Well it is a year today i joined this forum, i was relly fearful of going down the UE route as i and my husband were realy intimidated by creditors.

    We know different now of course, with the support from everyone here we know it is the best thing we ever did, we have more money in our pockets...
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  • "Invalid Agreements" ?

    just wondering what, if anything, would have made an application for a credit card (for example) invalid. Like if the applicant did not complete the application details truthfully for some reason and the creditor didn't do the required checks ?

    Maybe if someone under the age of 18 for example,...
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  • Stressedoutmum
    started a topic Lloyds TSB PPI

    Lloyds TSB PPI

    For anyone who's read some previous threads of mine, you will know I have been trying to get a copy of my loan agreement from Lloyds TSB and have still not received anything. They then sent me a letter advising they had received my complaint about the PPI that was sold on this loan, and I wrote back...
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    Last edited by Stressedoutmum; 5 June 2013, 13:04. Reason: to add something

  • Surviving The British Banking System – For Credit File Challenged People

    INTRODUCTION

    This is my thread aimed at helping people who are being thwarted by the High Street banks, even to the extent of being unable to obtain personal or business banking facilities. During the past two years, I have carried out extensive research into the British banking system,...
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    Last edited by ScabHunter; 2 June 2013, 09:24.

  • jon1965
    started a topic What can be included in BR

    What can be included in BR

    Just wondering what can be included in BR other than my normal credit debts..

    Can utilities be included and do you then have to change supplier?
    Anything else?

    Thanks
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  • Diasflac
    started a topic Diasflac UE Diary

    Diasflac UE Diary

    I'm not sure this is UE but it's a diary I'm starting today for moneys owed. I've stolen some templates from here if you don't mind and used some letters of my own (happy to upload if anyone wants to see). I'll give it a whirl, there's only a couple as most of my debt is in an IVA which was set up before...
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    Last edited by Diasflac; 24 July 2013, 10:49.
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