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  • Iredeemably Unenforceable & the Credit Agency Default

    This thread is a quick reminder that in any litigation you may encounter whereby you get the debt deemed Iredeemably Unenforceable (by a judge) means that the claimant must purge or at least correct any CRA data recorded against you.

    As the CRA reporting system cannot differentiate between...
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  • johno23
    started a topic Default Date

    Default Date

    Hi All

    I need some advice regarding a Default Date.

    A Default date is on my credit file dated 26th November 2009.

    The account was with Barclaycard and the default notice sent by Mercers Debt Colkection Agency who are agents for Barclaycard.

    ...
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  • HMRC clarifies VAT charges on commercial rent recovery

    HMRC clarifies VAT charges on commercial rent recovery

    This is a duplicate of the Blog Entry made on 21st August 2015 15:12.

    Debt recovery agency Debt Squared Group has been given clearance by HMRC on the lawful application of VAT on commercial rent arrears recovery (CRAR)......
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  • sezzalenny
    started a topic Unenforceable Diary

    Unenforceable Diary

    Righty ho,

    So my ex partner and I consolidated our debts with payplan about 6 years ago - we've been paying off monthly amounts since then. The recent sale of our house has left a small amount of money which we were looking into making settlement offers...this lead to a conversation with...
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    Last edited by sezzalenny; 13 September 2015, 11:52.

  • Nigeria's EFCC arrests top bankers over 'mega scam'

    Nigeria's EFCC arrests top bankers over 'mega scam'

    This is a duplicate of the Blog Entry made on 1st June 2015 15:47.

    *Nigeria's anti-corruption agency has arrested six senior central bank officials over an alleged $33m (£21m) currency fraud. * The Economic and...
    ...
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  • patchouli
    started a topic Patch is moving house!

    Patch is moving house!

    Our Landlords have been crap at paying their mortgage over the 6 years we have lived here. They have also (as I have mentioned on here before) run up debts for other things.

    Phonecall a week ago from the Agency saying the landlords want a valuation with view to sell. I doubt very much they...
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  • Unenforceability and credit reference agencies

    I began my unenforceability journey with the help of Never-In-Doubt nearly six years ago now. The help I obtained was invaluable and the knowledge I gained took all the panic I felt away almost overnight. Niddy, I am eternally grateful to you and the other forum members who helped me.

    ...
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  • bammers
    started a topic bammers UE diary

    bammers UE diary

    Hi everyone, this is the first post in my diary - hope I've followed the instructions ok!
    I have a number of debts but it has been pretty quiet over the last 18 months so I wont post details of the others but I have recently had a few letters on this one so have given the complete background from...
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    Last edited by bammers; 28 March 2015, 18:25. Reason: Updated diary

  • AAD News Feed
    started a topic Echo acquires Grosvenor Services Group

    Echo acquires Grosvenor Services Group

    Echo acquires Grosvenor Services Group

    This is a duplicate of the Blog Entry made on 13th March 2015 21:22.

    Echo Managed Services, a provider of outsourced customer contact services, has acquired the Sheffield-based debt collection agency (DCA) Grosvenor...

    Click...
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  • The Tech Clerk
    started a topic DENTAL TREATMENT AND JSA

    DENTAL TREATMENT AND JSA

    O.H. has had a bill for £13.00 + £65.00 Penalty charge from NHS dental Department stating prove JSA. so rang JSA Newcastle and they state contribution JSA not covered for free check up? we do not remember any information regarding differences in type JSA as eligible or not, all we knew she was on...
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    Last edited by The Tech Clerk; 20 February 2015, 12:52.

  • jordanmccuaig
    started a topic Default - Santander Student Account

    Default - Santander Student Account

    Hi All,
    Hope I'm following correct procedures here as I'm new to the forum.

    Basically whilst at university I had an account with Santander. A mixture of illness at the time and general 'being a student' meant that the account wasn't kept well in order, I was often maxed out with my...
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  • evilcartman
    started a topic Help! Rolling two weeks of pay into one...

    Help! Rolling two weeks of pay into one...

    Can those of you with payroll experience help me with this one?

    Like a complete muppet, I forgot to submit last week's payslip for authorisation. I only remembered it this afternoon while filling out this week's and checking my balance on my smartphone app.

    Will I...
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  • Paul Mackenzie jailed - former CEO of debt collection agency Mackenzie Hall

    Paul Mackenzie jailed - former CEO of debt collection agency Mackenzie Hall

    This is a duplicate of the Blog Entry made on 2nd February 2015 12:41.

    Paul Mackenzie, former CEO of debt collection agency (DCA) Mackenzie Hall, has been jailed after breaching a legal order not to...
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  • URGENT: Suspended, potentially losing my job and right to appeal?

    Hey,

    Pretty rubbish start to the year.

    Was in hospital last week, me and the missus have split and potentially losing my job.

    Great!

    Basically work have pulled me up on sending emails to my mate in work and various different companies outside of work...
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  • SXGuy
    started a topic Police request for driver information

    Police request for driver information

    Looks like I did 38mph in a 30 zone last week. Police want driver details not sure of the fine yet but could be 3 points and 60 quid. I'm hoping it's a speed awareness course though! Sneaky copper was hidden with a gun.
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