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  • asm76
    started a topic Defaults and Noddle
    in Defaults

    Defaults and Noddle

    Morning

    I have just updated my credit report with Noddle. Nothing untoward, but I notice two defaults have just disappeared?

    They are due to be removed after 6 years in October, however they've just vanished! One was a satisfied default from a very old overdraft, the...
    See more | Go to post
  • GlobalC
    started a topic Help with business O/D
    in General Debt Matters

    Help with business O/D

    Hi Guys, heres a little background.

    I had a ltd company along with another director. We ran out of work and no longer trade. We had a overdraft of 5k and have not paid anything back. At the time we took this overdraft there was a garantee in place, however i believe this needs to be re-applied...
    See more | Go to post
  • SXGuy
    started a topic Santander keep charging unauthorised overdraft.
    in Bank Accounts

    Santander keep charging unauthorised overdraft.

    Thoughts on this guys.

    Santander, keep charging for unauthorised overdraft every month, and every month i have to keep telephoning them to get it reversed.

    At no point have i ever gone over the agreed overdraft.

    I have never taken money out past my overdraft...
    See more | Go to post
  • gregco
    started a topic Gregco UE diary
    in Unenforceability Diaries

    Gregco UE diary

    • Type of account credit card opus
    • Date commenced April 2008
    • Approx balance £3025 although before charges etc £2580
    • Date last paid July 2011
    • not paying
    • Status default
    • Account owner DCA Connaught Collections

    21/03/12    ...
    See more | Go to post
    Last edited by gregco; 24 March 2013, 13:06.
  • mattk1
    started a topic What to do, I'm in a credit card mess, please help :-(
    in Financial Hardship

    What to do, I'm in a credit card mess, please help :-(

    Hi there,

    I am new to this forum and hoping for some advice on what to do with the credit card mess I've ended up in :-(

    My story is a little different and as such as I have not been able to find any other posts with someone in a similar position.

    Basically,...
    See more | Go to post
  • ali82
    started a topic Defaults with NO CCA
    in Unenforceable Credit Agreements

    Defaults with NO CCA

    Hi, I have just discovered this forum after folling a trail from MSE!

    I have 3 defaults that I would like to get rid of, I have previously reclaimed all charges but I believe the outstanding balance now if all interest.

    They all have unenforceable CCA’s as they are just...
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  • SXGuy
    started a topic Secured Overdraft - Quick question
    in General Debt Matters

    Secured Overdraft - Quick question

    Hi guys.

    A clients husband recently died, he had a flat, and according to his bank, a secured overdraft against that flat.

    Our client is trying to sort out the probate and her solicitor has asked to get confirmation that the mortgage on the flat has been paid up (which it...
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  • dagsky
    started a topic New bank acc advice
    in Bank Accounts

    New bank acc advice

    hey all, was trawling the net for an answer and came across this site, hopefully someone will be able to help out.

    I'm currently with HSBC with an advance acc but after 2yrs with em still don't have any loans cc or o/d with em!

    I'm considering moving on from them, however...
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  • Never-In-Doubt
    started a topic Co-Op & Lloyds
    in AAD News Feeds

    Co-Op & Lloyds

    Interesting...

    [img]http://static.guim.co.uk/sys-images/Guardian/Pix/cartoons/2012/7/19/1342694828224/the-Co-operative-bank--008.jpg[/img]



    --> Co-op and Lloyds TSB: what does it mean for me? | Money | The Guardian

    * 5corps, please blog this if you get time...
    See more | Go to post
  • pooky2483
    started a topic Can Banks take Benefits
    in General Debt Matters

    Can Banks take Benefits

    Are Banks allowed to take benefits in charges?
    I have just got off the phone to my local Benefits Office and they confirm they are not allowed to touch Housing benefit but are unsure about the rest. I remember seeing some documentation somewhere on here but can't remember where.
    See more | Go to post
  • jpop
    started a topic Could lose my job - mortgage/loans hanging over me
    in General Debt Matters

    Could lose my job - mortgage/loans hanging over me

    Hi, got directed here from moneysavingexpert.

    I just wanted to see if there is any direct advice or places/sites to go to get some help with my debt issues.

    I'm very close to being dismissed from my job. It's not a guarantee but I'm very worried about the outcome.
    ...
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  • lloydjones
    started a topic Will settlement repair my credit file quicker?
    in Settlements & Offers

    Will settlement repair my credit file quicker?

    I am currently in a DMP with Zebra. I pay £280 per month beween 6 creditors. I have recently inherited some money and in a position to ask for settlement figures from all 6 creditors. I have been offered settlements at 80% of total owed by 5 creditors and 70% by the other. Is this a good deal or should...
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  • kilasuit
    started a topic DRO on the horizon
    in DRO's

    DRO on the horizon

    I have been advised by CAB that a DRO is likely best course of action for myself.

    Just wondering how many others have had one or know of people that have had one?
    See more | Go to post
  • jon1965
    started a topic How Mad
    in Bank Accounts

    How Mad

    Well anyone who has looked at my UE diary will realise that I am not good with money and hardly a good risk.
    Anyway i was online banking today and thought "lets have a laugh and apply for an O/D"
    I applied for 200 and wow got it....so I thought this is silly...and tried for another...
    See more | Go to post
  • fredbare
    started a topic Fredbares UE Diary
    in Unenforceability Diaries

    Fredbares UE Diary

    Account Credit Card Mine
    Date Commenced 2003
    Approx Balance 10000.00 +
    Date Last Paid 2009
    Status Stayed at Court early 2011
    Account Owner HSBC

    I have not sent any cpr requests for this claim as I have received all that they have under a sar request.
    See more | Go to post
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