Hello,

I have a debt of £5700 with a bank that was defaulted in 2010 and passed to numerous DCA's. iQor are the latest and have been hassling me repeatedly and also offering a 50% reduction of the balance in full and final settlement. I got very stressed about this and wrote to them...

Ok so my mother is in debt to several credit card and catalogues, some thousands of pounds. She knew, due to a change of circumstances, that she would have to stop repaying and default on all of her agreements. She stayed with me very briefly and had the address changed with all her lenders. She...

Hi all. This is my very first thread on this forum so hey,I'm a virgin,be gentle with me!
I received a demand (and mobile fone calls aplenty)from a DCA acting on behalf of a bank. This alleged debt originates from the late 1990's. Having researched and acted through various websites I was recommended...

I can't believe such a comprehensive and useful site exists. I've been reading the forums most of the morning and I've not even made a dent on the topics available.

I'm really after some good advice and these forums seem full to the brim with it so here goes!.....

When...

Hi one and all .
hopefully i can get some advice .
I have a defaulted loan with AA finance /BOS .
the reasons are they insisted i stoipped paying before they would discuss a reduced monthly payment .so they defaulted me now i want to try and figth back .
I current pay them 120...

Okay folks this may be a bit of a doozy and plenty of legal issues for those experts on here.

Capital One Credit Card ... pre 2004/2000 .. maybe 1998. just not sure when it was originally taken out but most likely pre 2000.

I am currently abroad and not living in the UK, so...

hey all, was trawling the net for an answer and came across this site, hopefully someone will be able to help out.

I'm currently with HSBC with an advance acc but after 2yrs with em still don't have any loans cc or o/d with em!

I'm considering moving on from them, however...

This morning I had a letter from Buchanan Clark and Wells about a debt....

It stated "Private Matter" so I have no idea unless I phone what the debt is and I know better than giving them a ring.

I have an idea that the debt is something that is over 11 years old...

When Capital one sells a debt and Lowell buys it should the data from Capital one still be there because there is no information at all just information recorded from when Lowell bought the debt.

Thanks

In the past 2 weeks i have had 3 letters asking me to contact this company.There is no mention of what debt they are chasing me for and i have no intention of calling them.
The only unpaid debt i have is from 2 credit cards both from the same company and i have not made any payments for at least...

Type of account LOAN (SLC Student Loan)
Date commenced AUG 1997 (then in 98, and 2000)
Approx balance 6k
Date last paid NEVER
Are you on arrangement or not paying NOT PAYING
Status IN ARREARS/DEFAULT > not sure!?
Account owner DCA (CAPQUEST)

...

Hi guys

I've been trying to find out the 'ins & out's' of CCJ's but I can't find a relevant thread.

Basically what happens with CCJ's? By this I mean a default disappears after 6 years, and debts can be statue barred after 6 years, but if you have a CCJ that you've never...

Hi any help pls
I have a debt that is over 6 yrs old. No payment or acknowledgment has been made by myself since Dec 2004. Debt recovery are now taking me to County Court on 30/9/2011 to recovery the debt (ccj). I contacted National debt line and they told me to send a statue bar letter to inform...

Phoned Mackenzie Hall and asked what date the catalogue debt was from and they said 2007.

Phoned Capquest and asked the same to be told 2007.

Phoned shop direct financial services and told them i am being hounded by Mackenzie Hall debt collection agency.

A lady...

My wife has one year to go until her credit card debt with Capital one is statue barred.

The debt is owned by Lowell but she has credit resource solutions and Mackenzie hall chasing her for the the same debt.

She is just ignoring them as she wants to get it to statue barred...