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What happens next???
I have been following the UE line with two creditors since January 2009, Northern Rock and Santander. Both claim their agreements are enforceable, however, I have not made a payment to them since this date and haven't heard from any DCA regarding either debt for at least 2 years now. I get a letter/statement... -
MPs: Sale of RBS or Lloyds 'not for years'
MPs: Sale of RBS or Lloyds 'not for years'
This is a duplicate of the Blog Entry made on 16th November 2012 08:10.
A parliamentary committee has said the Treasury's sale of Northern Rock in 2011 was "fortunate", and Lloyds and RBS may not be sold "for many...... -
Virgin Money rebrands Northern Rock branches
Virgin Money rebrands Northern Rock branches
This is a duplicate of the Blog Entry made on 15th October 2012 19:53.
Banking group Virgin Money has completed the integration of the Northern Rock brand into its business. The company acquired 75 Northern Rock branches...
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Cardif Pinnacle / NRAM reclaim hassle
Evening all,
Back again and this time I need serious help as I want to take Cardif Pinnacle/ NRAM to court to reclaim PPI.
To cut a very long story short, I had MPPI with NRAM underwritten by Cardif Pinnacle.
Made a successful claim back in 2009 found another job...Last edited by Scrappy Coco; 11 October 2012, 18:34. -
Mint Card PPI
Evening all,
More advice needed.
Basically I had PPI on a Mint Card which I claimed on for 12 months when I was made redundant. They paid the card off completely happy days.
Once it was paid off I carried on using the card as I had become self employed and needed... -
Lilly's Repossession
My husband took out a joint secured loan in approximately 2005 with GE money for £10 000. My husband died in 2010 and I am left paying this debt which is crippling myself and my two teenage children. I am not in default and have managed to keep up all the payments but this means that at times my children... -
OH debts and any help apprecited!
Hi Everyone!
Glad I found this site.
My oh has finalised his divorce earlier this year and now the fallout begins.
Credit files gotten-
Default April 2012 - Tesco Loan - credit agreement June 2004 - £3374 - still in house with Tesco
Default July 2011... -
List of SAR Addresses.
List of SAR Addresses (Subject Access Request) etc........
Subject Access Request addresses for loan PPI
AA Loans
See Bank of Scotland
Abbey
Data Protection Manager
Data Protection Team
Regulatory Compliance... -
Mis sold PPI? Legal and General
Hello all im new here so hopefully this is in the right section, Im confused about all this mis sold ppi stuff, I took on a mortgage in nov 2005 with Northern rock plc and i got told i had to take insurance with Legal and general if i was to take on the Mortgage does this mean i was mis sold PPI? im... -
Prescribed terms
Hi all
First of all, I want to thank you all for your invaluable help and assistance to those of us struggling to work through our situations, even those of us who are usually lurkers. Reading your stories and the advice you're given really really helps.
My husband... -
Mortgage release charges
Hi
A few years ago we switched our mortgage from Northern Rock to Crap West and the former levied some pretty hefty charges for us to cancel the mortgage and move to Crap West.
I think these charges can be reclaimed so would someone be kind enough to point me in the right... -
How money is created
Thought id write a short story about how money is actually created, and how its given value. Some of you may already know, others may not.
Some brief history about how british money came about. (applies to other countries but maybe not all)
At first, people used to trade... -
NRAM
Unfortunately i have a mortgage with these numpties, i am currently on the SVR and have been for nearly 4 years ( when they were Northern rock ), these numpties don't offer any new deals, so my concern is that when interest rates go up i am going to be left high and dry. As i am running a UE diary i... -
mr affable's UE diary
Can anyone advise me?
Have been paying nominal payments of £1 to my 6 creditors (total owed approx £36,500. across credit cards, personal loans and store card - largest single amount is £14,000. smallest is £850) for past 4 years. They write to me every 6/12 months and ask for an update... -
Can you get a mortgage with a blank credit file ?
If you have been off radar for some time and the only thing on your credit file is a multiple year history of the electoral role, can you still get a mortgage ?
Assume here 25% deposit, 3 x income.
I suppose the question is whether having nothing bad is not enough and if...
