Hi, have a question that I cant seem to find an answer for.
I have 5 defaults on my credit file from when I started a DMP and all have been passed to DCAs now. These will start coming off my file over the next 2-3 years. I will not have cleared the balances by then so I understand the...
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Default removed, but then...
My OC has removed a CRA entry dating back to 2008 as they admit it was sent to the wrong address. This has been on my file for 4.5 years.
They have also said they have bought the account back from a DCA to do this, and will issue a new default if I do not settle with them.
The question... -
Silly question of the year
Please bear with me as my brain is not working as well as it should in the cold!
If a default and/or termination notice has not been sent, the account has been sold on and IF the new owner were to take court action could they rectify the bad or no default notice or lack of termination notice after... -
Writing to debt companies?
So I posted a thread How to get account numbers? - allaboutFORUMS on one of my debts who sent me a letter threatening court action.
Now can they do anything if I write to them, say I write to them it has my address on does that confirm me at my address and for them to send me more messages... -
Lloyds TSB/Iqor/GPB Solicitors
Hi. I was recently repaying my cerdit card debt to Lloyds TSB thorugh a DMP with Zebra. However, it appeared I was paying Zebra monthly but not all my creditors were receiving their payments! Anyway, I stopped the DMP. Within a few weeks I started receiving daily calls from Iqor stating they were acting... -
CCA signatures
I have received a copy of the CCA from the DCA Although it has my and the CCC name and address on it, it does not have a signature, nor signature box etc. It is a photocopy and they claim it is a true copy.
Question: Do they need to supply one with a signature? I was looking at using... -
DCA Change in circumstance
I agreed with a DCA to pay an amount, however my circumstances have changed and I can no longer pay them this amount. so i am paying £30 instead of £100. They sent me a letter threatning court action because i have not stuck to the arrangement, is this right? i thought only the original debt owed... -
Payplan not sending my payments to creditors
I only have 3 creditors with these now and because we have applied for a variation to the court to have a ccj/charge lowered to £1.00 a month the minimum payment to payplan at the moment is only £ 5.89 , the rest of the debts are looking ue so we stopped paying them in June this year.
Payplan...Last edited by Spent2much; 1 November 2012, 10:26. -
Frazier's Diary
Type of account Lloyds (now sold to Apex or Prime Credit 1 s.a.r.l. - Loan
Date commenced March 2008
Approx balance. £4,800
Date last paid September 2012 (sold to Apex Sept 2012)
Are you on arrangement or not paying DMP stopped
Statu...Last edited by frazier; 20 October 2012, 17:34. -
Old CCJ
Moorcroft took over collection on behalf of Barclays in 2009 of an old CCJ I have.
I admit to being late paying a few times, however I'm baffled by their figures. In July last year the o/s amount jumped by near on £300.00 on a £2.1k approx o/s amount.
Can they do this ?... -
DVLA - Will they take court action ?
Afternoon..
Not sure if this is in the right forum but need some advice on a letter from DVLA.
I had a car on sorn , never drove it for the last four months left it outside a friends house which was a small cul de sac on a estate well away from main road ( I was basically waiting for finance... -
1st Crud
Hello again,
This post concerns an LTSB personal loan from late 2005 (around £18,000) which is in dispute and has been since May 2010, both a CCA request and a CPR 31.14 request (I was sent a notice of Intended Litigation and a Litigation Warning letter from Moorcroft and the latter... -
I&E requested
Hi guys, The Post office have requested that i send an I&E sheet in order to review my offer of £xx amount per month, is this something that i have to do or can i reject it? Reason i ask as its very difficult for me to do as im self employed and work is irregular. Thanks -
Arrow Global / Fairfax Problems
Hi
Looking for some advice. I’ve only just started dealing with this mob and within a few mails it became apparent that they were nothing more than bullies.
They have sent me letters threatening me with court action if I didn’t pay up. I got in touch and offered a sum I thought I could... -
A Moorcroft Letter that will make all of you laugh!!
Hi Guys, just recieved a letter from Moorcroft re my Lloyds TSB CCA Request.
They state the account is on hold until their client produce something but they also included a paragraph which made me laugh so much i wanted to share it with you.
So they want me...Last edited by SXGuy; 26 April 2012, 10:31.