Hi!
I'm new to this site so hope I've done the right thing posting on this thread rather than starting a new one. I have received the same letter as Sara2 and I'm not sure how to deal with it.
I've always had lots of debt and I'm both employed and self employed. A few years...
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Does this look like a valid Default Notice to you?
The FOS staff member looking at my complaint against Barclays sent me a pdf of this letter today, which I have never seen before incidentally, and told me that this was their default notice for my overdrawn account...
[img]http://i61.tinypic.com/2v3ik3k.jpg[/img]
Now for starters, that... -
Credit Cards when Disability Hits Us (2) - Aqua
Starting a thread here for my Aqua credit card, which I am now unable to repay due to the onset of my wife's debilitating illness over the past year or two. The initial story starts in my other thread here, and involves two card accounts:-
http://forums.all-about-debt.co.uk/showthread.... -
Card Protection Policies (CPP) - We're STILL Being Scammed !!!
I have seen several other CPP reclaim threads here, but am starting my own, as it may be of interest to those who have received refunds from CPP Ltd. - who were ordered by the FCA to repay the premiums they received. Other CPP firms (eg., Sentinel, etc) may also be involved. CPP was recognised as a... -
FOS and Lloyds
I have received an email from the FOS and in it they tell me this:
We have been working at an executive level with Lloyds Bank to improve the quality and also the type of information that they provide us with. Unfortunately, your complaint is part of a group of cases where we have not received... -
Lending Stream
I am a new member and would like to thank anyone who takes the time to read my message, any advice and guidance will be very much appreciated.
I am hoping that you can offer me some guidance.
Firstly I am in full time employment, however over the past few months I have... -
Barclays loan agreement 2008
Hi, I'm in a dispute with Barclays re a loan that commenced July 2008 - the reason I'm claiming an interest refund is that my friend took out the same product 3 months ater & got an interest refund - but I have not received one. I am not sure whether it is the loan agreement or annual statement... -
Saltnvinegar Monument PBP Claim
Hi All
Well towards the end of last year I get a blast from the past, not the usual DCA letter, but a letter from Monument stating that I may have been mis-sold payment break protection insurance on a monument credit card I took out years ago.
Now as it happens I was temping... -
MKDP? Nationwide current account
I would value any opinions please
Nationwide current account that had some working tax credits paid into it incorrectly (i.e not for me). I spent the money total £332.96 , nationwide then took the money out plunging me into overdraft. For the next few months they charged me £20 a month... -
The Journey So Far...
Many thanks to Niddy for this forum area for discussing the wholesale mis-calculation of credit card PPI redress offers made by MBNA over the past 2 years or so. Very briefly, it has become clear that MBNA have been using a 'non-standard' method of calculating redress due to claimants of mis-sold Payment... -
HFC PPI Claim Successful, but Significantly Understated
In May this year we sent off a PPI Questionnaire to HFC Bank (now HSBC) covering a loan taken out in 1990 and a flexi-loan (where you are issued with a cheque book, etc.) taken out in 1991. On 31/7/14, we had a letter back upholding our claim. We had to fill out and sign a form accepting this redress.... -
ATM problem
Hi,
I tried to draw some money out of an ATM in my local supermarket on Friday and after an age waiting it said something along the lines of "session timeout, transaction cancelled, then out of order or similar". I went to use the machine next to it as there's two and it wouldn't... -
bad advice ?
if you go to a financial advisor for some expert advice, and you later find out that the advice turned out bad...how long do you have to complain ?
The reason I ask is that I have it in my head you have 6 years...but 6 years from when...? the original advice or the date you realised the... -
Divorce wrangle over PPI refund splits both court and ombudsman
Divorce wrangle over PPI refund splits both court and ombudsman
This is a duplicate of the Blog Entry made on 2nd November 2014 11:14.
Ms H.D. writes: Santander has offered £5,300 as a payment protection insurance misselling refund. Unfortunately, the PPI was originally... -
advice with default notice
Hi - first post, so apologies if I am going over old ground!
Firstly, I would like to say what a great site this is, if I had found it a while back I wouldn't have the issues I now do!!
I have just read Niddy's thread about default notices CRA v CCA, I had absolutely...