Hi Guys,

I've been browsing through these forums and theres some great help and advice on here and just wondered if anyone could help me in my little dilema?

I have a outstanding balance from capital one of £781.58 This dates back to 2009.

This got passed...

Hi,
Hopefully I won't confuse things here as I try to explain my situation. I am divorced and have been for almost 10 years now so this has been going on for a while.
Ok, here goes....I am really bad at keeping track of things, especially financial things.
I had a lot of debt after...

Hi Everyone,

Balance £6839.52
Opened in 1998

I was defaulted last July on my capital one account which was subsequently passed onto Couger who I sent the sold whilst in dispute letters and threat of doorstep visit which stopped them in their track.

...

Just a quick update to let you know that Experian can and will supply data of any vehicle owned and registered to you so be warned, supplying new data to DVLA may link you, but only if the company meet strict deadlines, however that said DCA's ermm, meet this criteria (how?).

So, be very...

This is the chat thread linked to my main (closed) thread over here:Please feel free to add any comments! [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/Icon-Smiley-Pack1-034.gif[/img]
...

Got letter today from Crapquest for a credit card which i think should now be statute barred. They want £4186 blah blah or take legal action. Got phone call also and i asked them when this debt was from as i have no knowledge of it. They told me that they have no details of thedebt....... just that...

I had a flexible load with Cahoot from 2002. I lost my business in 2007 and stopped payments soon after. They never contacted me about the missed payments or sent a default notice. Obviously I'm not that naive to think that the account would just go away but I've only just got back into a proper job...

Hi,

I hope I am doing this properly...please tell me if anything is wrong!

I have 6 debts, all dating from before 2000. I was diagnosed with cancer in 2000 and underwent major surgery; I was unable to return to work afterwards. CAB helped me to arrange token payments with all...

Hi,
I am new to this forum and would really appreciate some help.

I have a debt with Capital One on which I have been making token payments since 2000 (I had cancer requiring major surgery and was unable to return to work). Capital One were accepting these payments until a few months...

hi nid

not sure whether i should make a new post or put them alltogether.

This is a capital one account, sent them an SOA they defaulted me and i have been paying a £1 per month,they then decided to sent the account to capquest so i sent them a cca request. (havent paid this...

Hi,
I have been advised to start a unenforceable diary, the account are Halifax, Barclays and Northern Rock, I will try to keep you all up to date from now on, this seems to have been going on for so long, I have found this forum so helpful, thank you to everyone who contributes to make this...

Hi NID

Have ventured down the UE route on two of my CC accounts. Just have some questions, would really appreciate the advice.

HALIFAX (account opened 2001)
Sent CCA request to Robinson Way (DCA) 3/8/10
Have had 3 letters from RW:
firstly saying they are...

thanks for creating this forum its very helpful

i have a capitalone debt which has been passed to capquest although only as clients it hasn't been sold on as yet.

I asked for a cca via capquest along with a postal order for 1 pound this has been returned along with a letter...

LETTERS SENT TO:
20/05/10 - HBOS (CCA Request)
18/06/10 – HBOS (Dispute Document)
1...