Hi all

I have an UE debt with Barclaycard and they have admitted to it. I would like to send them a F+F offer to settle the account rather than wait 6 years to become statues barred. The amount is around £1000 so i'm happy to be parted with £100 to close this account.
Do you...

I only have 3 creditors with these now and because we have applied for a variation to the court to have a ccj/charge lowered to £1.00 a month the minimum payment to payplan at the moment is only £ 5.89 , the rest of the debts are looking ue so we stopped paying them in June this year.
Payplan...

Hi Niddy
Is there somewhere on site that I can read regarding the above as I am sure its covered.It does appear to give the OC a bigger stick to hit us with!
Greymatter

I'm curious to how they work out payments on a debt when they get a ccj, does anybody know????

We have our debts in a plan with payplan, we are on interest only mortgage and we certainly don't waste one penny if we can help it, the problem is this.

We pay our mortgage at the end of the month and the council tax and payplan on the 15th of every month, other bills on various dates...

Hi guys, firstly I have to say I'm glad I found this forum

Secondly I could do with some advice on our problem.
We have been on a DMP with Payplan for 4 years. At the moment paying £145 to it and our debt is around £18000, which means it will take us a looooong time to...

Hi all

Just some quick tips if you are planning on going onto reduced payment plan or a DMP with SDG (Littlewoods/K&CO/Very/ISME) or NDR

Reduced payments or self managed DMP
Have an SOA ready, they will ask for incomes and outgoings. They will not freeze interest,...

Hi there I'm currently in a debt management plan with payplan I have been paying a debt with MBNA through payplan for last 5 years, currently they have not defaulted me but I received a letter saying that they had sold the debt on to "idem servicing" is it possible now that this company could...

Hello All,

I'm just starting on my long road to being debt free, I know it will be a long journey with many turns and ups and downs but I can't carry on like I've been and it will be nice to have a good nights sleep for once if possible.
I owe 38k to 8 creditors which are
...

Hi All

As many of you know, I have been on a DMP now for over 18 months and have been dealing with my creditors directly.

I have noticed on several occasions that creditors (especially DCA's) seem to 'lose' payments and then rather than look internally at where the payment...

Payday loans do not trap people in debt

This is a duplicate of the Blog Entry made on 27th January 2012 18:32.

Following today’s publication of research by Payplan on behalf of the ITV Tonight programme, the Consumer Finance Association (CFA) – which...

Click...

hope i dont get a niddy bollocking for this link but could his nidship do something the same Sample DMP: North East Derbyshire Citizens Advice Bureau

I've been in a DMP with Payplan since Feb 2011 and pay £100.89 between 6 creditors. All agreed the terms until Nationwide sold on the £2300 credit card debt to their in-house DCA KPR. They were getting approx £10 a month but now want £50 or £1500 f & f.

As soon as I heard they...

Hi

We currently have these debts:


HALIFAX CC 1623 02/07/2007
A&L O/D 2000 26/04/2008
MBNA CC 2070 29/10/2008
FIRST DIRECT CC 2084 02/08/2005
B'CARD CC 2165 27/04/2009...

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