Hi all,

I have an offset mortgage account. I rented out the property 6 months ago. I informed the bank and over the phone they said this was okay.

I fell into arrears. When speaking to the lender 6 months later on the phone about getting help, they flagged to that I have not...

New Cheaper and Easier Alternative to ‘Free’ Banking

This is a duplicate of the Blog Entry made on 8th February 2012 22:08.

The first fundamental change to the way Direct Debits can be set up and managed in 40 years has been launched today. The new service offered by...

Basically i have my direct debits set up to coincide with getting paid.

The main 1 being the rent which at £183.74 a fortnight on my payday has been fine for the last 6 months

However i get paid 2moro and for some reason HSBC have collected the Direct Debit 2day. A day early....

I have been self employed for 12 months, due to losing my full time job i was with for 20 years. i have 2 credit cards which total £500 per month and also an agrrement with 2 DCA's from when i was made redundant totalling £30 per month.

Work has gone none existent for the past 6 weeks...

I know this may be a weird one but its something i have noticed in the past with different banks and nowhere seems to have a direct answer to things like this.

Basically What time does your bank/s credit your account with either wages or benefits?

And same for debits like Direct...

Hi all.
Wont go into detail but this is my account used for utility dds, yesterday I woke up and checked my banking and noticed a dd to talk talk which I had forgotten about. Saw that hsbc had paid it so figured no issue and paid in enough from main account to cover the overdraft. Hsbc say they...

A male friend who is a good friend of the family came to visit today.

He is dyslexic and has no use of the internet, so I did say I will see what I could do to help.

He will not mind me giving his first name, and he is Andy.

Anyways, he called into Lloyds TSB bank...

Going onto CCCS DMP in August so had to cease using my Nationwide Flexaccount. Before I did so I cancelled all direct debits, standing order etc and left it with an overdraft of £2.6k.

Got my latest statement and it shows no activity except for interest and 2 unpaid dd fees of £30 each...

Tried reclaiming charges from Santander as on a £2600 overdraft, I calculated over £2000 (plus interest) related to charges.

Got a letter back today refusing my claim...