Hi,
I have just been made aware that I have two CCJs against my name, embarrassingly I was told by my potential employers when they have done a credit/reference check.
I had no idea and when I asked if they could give me the details I have contacted the courts and for the...
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Two CCJs only now aware
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Obligation to vote
It seems that there is a rock and a hard place with the forthcoming elections. You can register to vote and fulfil you democratic right and duty, but if you do you put your head above the parapet. No wonder there are millions missing on the electoral registers.
It is unseemly and anti-democratic...
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Default lowell
I have been trying to get a default removed from my Lowell account which has been closed since 2010. It appears as Lowell on my experian report but it was from a debt from shop direct. I sent them a letter asking for the original default notice and they told me the following.....
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Unenforceability and credit reference agencies
I began my unenforceability journey with the help of Never-In-Doubt nearly six years ago now. The help I obtained was invaluable and the knowledge I gained took all the panic I felt away almost overnight. Niddy, I am eternally grateful to you and the other forum members who helped me.
...
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1St credit letter before claim
Hi all,
I am an old member, I have posted all my debts here, and initially sent my CCA but never followed through. I have been through so much pressure in life, and I kind of buried my head in the sand. I ignored all calls, and letters, and all my accounts have been passed through so many...
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Default - Santander Student Account
Hi All,
Hope I'm following correct procedures here as I'm new to the forum.
Basically whilst at university I had an account with Santander. A mixture of illness at the time and general 'being a student' meant that the account wasn't kept well in order, I was often maxed out with my...
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Capital One/Cabot
Hello there,
I was reading the forum earlier and came across a very well worded letter on the following page which I wish to adapt and use for my circumstances:
http://forums.all-about-debt.co.uk/s...E-BARRED/page2
Basically my circumstances are as follows. I had...
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Limited Company CCJ issued in error
Hi Guys,
I hope i'm posting in the right section. I recently got a a credit report for a company only to find we have had a CCJ issued against us. I know for 100% that this was incorrect. I rang Northampton CC with CCJ number and asked them which company registered this against us....
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Help with RBOS defaults
Hi I was wondering if anyone can advice with this. Not sure where to start really.. Recently married (2013)and have a problem getting a re- mortgage
My husband took out a bank loan £20.000 in 2008 for his wife at that time, the bank would only loan if his name was on it too.
She...
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DCA resurrecting a written off account
Hi
I don't know if anybody can advise me, please?
I had severe financial problems in 2002/3 as a result of being swindled in business and was left with lots of debt including a number of credit cards with high balances.
I agreed token payments...
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Help needed
Hi I recently checked my credit report as want to sort out my debts. It was with the 3 main company's.
Some of the debts defaulted in dec 2008 so not long until become statue barred but looking at my credit report have I acknowleged the debt? I also have debts of unpaid bills and payday loans...Last edited by marksmith6813; 20 July 2014, 01:28.
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Student loans pre-1998 bought by Arrow Global aka Erudio
This was mentioned on the news feed:
http://forums.all-about-debt.co.uk/s...llector-Erudio
I have several of those loans and I've never earned enough to start paying them off -- I've deferred payment successfully with Student...
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Former students in uproar over debt collector Erudio
Former students in uproar over debt collector Erudio...
Click here to read more details in the full article...Last edited by Riz; 5 April 2014, 07:26.
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Moorgate debt collector issue.
My last issue is regarding moorgate debt collectors. They contacted me regarding two first direct CC issues. The letters were then followed up by letters from other debt collecting firms such as Arden and Idem which funnily all work out of the same building as moorgate but I suppose it is to heap the...
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Payday Loan Crusade Alarms Callcredit Bidders
Payday Loan Crusade Alarms Callcredit Bidders
This is a duplicate of the Blog Entry made on 21st January 2014 18:32.
*A crackdown on payday lenders could hit the price of one of the UK's leading credit reference firms, Sky News understands.* A looming crackdown...
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