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  • samsmum
    started a topic Stay or go

    Stay or go

    Morning everyone. Everything is quiet at the moment on the debt front and we're not paying anything but still struggling with household bills. I'd just like some opinions. Just had our house valued and we're now well into negative equity and we also have a secured loan. We could rent somewhere better...
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  • Northern Rock v UltimateWorrie

    Hi all,

    (2nd thread different account)

    This is a loan and NRAM have recently set Mac Hall to chase me, so thought I'd get my details on to my favourite site, after spending much time on other things and scanning my docs.

    No claim yet, just want to...
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  • Northern Rock will repay £270m to loan customers

    Northern Rock will repay £270m to loan customers

    This is a duplicate of the Blog Entry made on 11th December 2012 18:25.

    Some 152,000 Northern Rock Asset Management customers will receive hundreds of pounds each in compensation owing to mistakes made in paperwork.......
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  • Scrappy Coco
    started a topic Cardif Pinnacle / NRAM reclaim hassle

    Cardif Pinnacle / NRAM reclaim hassle

    Evening all,

    Back again and this time I need serious help as I want to take Cardif Pinnacle/ NRAM to court to reclaim PPI.

    To cut a very long story short, I had MPPI with NRAM underwritten by Cardif Pinnacle.

    Made a successful claim back in 2009 found another job...
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    Last edited by Scrappy Coco; 11 October 2012, 18:34.

  • Admax
    started a topic Mortgage Company Not Playing Ball

    Mortgage Company Not Playing Ball

    Hi all

    Sorry for the over long post, but here's the story. I have a repayment mortgage with NRAM that costs me £900 per month. In April I contracted NRAM to inform them my wife and I would be unemployed from May 2012 and wanted to know what help they could offer. They agreed to a 3 month...
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  • lilly1203
    started a topic Lilly's Repossession

    Lilly's Repossession

    My husband took out a joint secured loan in approximately 2005 with GE money for £10 000. My husband died in 2010 and I am left paying this debt which is crippling myself and my two teenage children. I am not in default and have managed to keep up all the payments but this means that at times my children...
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  • ckplay
    started a topic sent my o2 search dispute to nothern rock

    sent my o2 search dispute to nothern rock

    Hey me again

    I placed a dispute with equifax online help system. I was disputing o2 searches they did 5 in a month god knows why they felt the need to do so many i only applied for once.

    Any ways equifax updated the ticket with sent to 3rd party then a day later the ticket...
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  • di30
    started a topic Water bills 2012 to 2013

    Water bills 2012 to 2013

    Received my water bill in the door this morning, crikey it's gone up lots.

    Although I expect others will be paying more than me so I shouldnt really grumble really.
    What I would like to know is, does the actual bill go on your own individual household itself?


    ...
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    Last edited by di30; 16 March 2012, 12:38.

  • GlobalC
    started a topic NRAM

    NRAM

    Unfortunately i have a mortgage with these numpties, i am currently on the SVR and have been for nearly 4 years ( when they were Northern rock ), these numpties don't offer any new deals, so my concern is that when interest rates go up i am going to be left high and dry. As i am running a UE diary i...
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  • Scaggy
    started a topic Newbee starting Unenforceability

    Newbee starting Unenforceability

    Well I am new to the forum and think its great! I have gone into arrangements with my creditors. Lately some of the letters received amounts are not adding up and it has triggered me investigating unenforceability. If they can supply info then thats fine, atleast i can actually see my statements...
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  • confused76
    started a topic Welcome to Scaggy

    Welcome to Scaggy

    Hello Scaggy and Welcome, I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-


    We don't bite, Help will be on...
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    Last edited by Riz; 17 February 2012, 22:06.

  • confused76
    started a topic probable repossession

    probable repossession

    Hi guys n gals, i hope someone can help with my problem...

    we moved into a rented flat in April 2011, signing a 12 month tenancy agreement.

    We received a letter addresses 'to the occupier' a couple of weeks ago stating that NRAM, the landlord's mortgage company, were going...
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    Last edited by confused76; 28 December 2011, 23:01.

  • fiscalfool
    started a topic Think I need to go BR!

    Think I need to go BR!

    Hi All,

    As some of you know, I've been doing UE with Niddy for some time now.

    The UE side of things is going really well. However I have two other pressing assets:
    1) Personal Loan for a car, that is getting rapidly behind on.
    2) A house which I rent out,...
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