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  • Spider65
    started a topic My Diary - Spider65

    My Diary - Spider65

    I'm new here so I'm hoping I am doing this right. If not, please let me know and I'll amend.

    I'm looking for some advice.

    I have 10 long-standing debts taken out before 2006. These equate to figures of between £11 to £175. They were all a variety of credit cards and loans...
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    Last edited by Spider65; 5 December 2016, 08:16. Reason: General tidying up

  • Johng27
    started a topic Johng27 - My diary

    Johng27 - My diary

    I have been a member of the forum for a few weeks now and I would like to thank everyone who has given excellent support and guidance in my initial findings phase.

    I started a thread at http://forums.all-about-debt.co.uk/s...about-UE-route but am now going...
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  • Spider65
    started a topic DMP / Unenforceable Debt

    DMP / Unenforceable Debt

    I'm new here so please excuse any naivete or ignorance on my part. I'm looking for some advice and this forum seems to be the place to go.

    I have 8 long-standing debts taken out before 2006. These equate to figures of between £12 to 2k. I have been paying these up until now by a DMP...
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  • Computer glitch hits women's pensions leaving tens of thousands at risk

    Computer glitch hits women's pensions leaving tens of thousands at risk

    This is a duplicate of the Blog Entry made on: 5th October 2016 13:33
    Tens of thousands of women risk being paid too little state pension because of problems with government computer systems, experts have warned.
    ...
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  • julian
    started a topic Remortgaging possibilities

    Remortgaging possibilities

    Approaching 70 there is a need to re-mortgage as the term ends next year. 2 defaulted accts (£12k) SB next year. 60% equity and need 7x income. What is best route?

    Broker may refuse on defaults, and banks may keep long records of SB accounts. On calculations, the inclusion of £12K...
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  • Mortgage lender targets the unemployed

    Mortgage lender targets the unemployed

    This is a duplicate of the Blog Entry made on: 29th July 2016 16:16
    .......in a bid to bring back sub-prime 'liar loans

    Liar loans are back. Less than 10 years after the cataclysmic implosion of the western world's economy as a
    ...
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  • qwerty123
    started a topic Letter from DWP

    Letter from DWP

    Hi Everyone sorry if i go on bit but I'm feeling sick and low ...

    My wife gets Contribution ESA in support group, Going back a bit she was getting income related ESA as we had a split where i moved out for three years, we sorted and i moved back and pledged to help by getting a job etc,...
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  • Barclaycard / Hoist CCS *** WON ***

    Hello everyone, I'm new here and would really appreciate some guidance/advice!!

    I've recently received a county court summons from HPH2 relating to a Barclaycard account. My apologies if this is in the wrong section

    Here's the story:
    Account opened Sep 2008
    Defaulted...
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  • The 'gift' from your credit card that pushes you into debt

    The 'gift' from your credit card that pushes you into debt

    This is a duplicate of the Blog Entry made on: 3rd June 2016 13:58
    Unrequested credit limit increases harming borrowers, warns charity

    Many of us will recognise the letter. It arrives, unannounced from your credit
    ...
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  • Losttheplot
    started a topic Big ESA problem

    Big ESA problem

    Hello - my first post,
    i claimed ESA contributory in December 2012. I was on long term sick from work and coming to the end of my statutory sick pay and so was advised to claim ESA. I made the telephone application and was awarded it (ESA C ) without any problem - I had long term health issues,...
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  • Charlee
    started a topic Don't know what to do next

    Don't know what to do next

    Hi everyone, I'm a new poster in need of some help and support. I think I probably need to post a UE diary but, in brief, my husband and I have 9 credit cards which we've been struggling with for many years. I've contacted one of the debt helplines a few weeks ago and they told me about unenforceable...
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  • Struggling
    started a topic Mediation agreement

    Mediation agreement

    As some of you will know I had a pending court case last year with Cabot/Weightmans and thanks to the help of Never in Doubt and others in helping with a defence it was settled via mediation with a conference call between myself, the rep from Weightmans and the Court mediator...the terms were agreed...
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  • patchouli
    started a topic BRP - Biometric Residence Permit

    BRP - Biometric Residence Permit

    I need to have a rant, I know it's unlikely anyone on here will be able to give any advice but I can't sleep worrying so need to jot it all down and vent.

    In 2002 my husband was granted Indefinite Leave to Remain in the UK. The letter states that he is free to live and work in the UK....
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  • Council tax bailiffs should be called off, say charities

    Council tax bailiffs should be called off, say charities

    This is a duplicate of the Blog Entry made on: 4th May 2016 19:21
    Vulnerable residents with council tax debts should be given breathing space to repay arrears rather than face the threat of bailiffs, two charities say.
    ...
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  • Three-day working week 'optimal for over-40s'

    Three-day working week 'optimal for over-40s'

    This is a duplicate of the Blog Entry made on: 18th April 2016 13:07
    Workers aged over 40 perform at their best if they work three days a week, according to economic researchers.
    Their research analysed the work habits and brain
    ...
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