Basically I have been on a DMP for a while now and though it still has a way to go before it ends a lot of the defaults on my credit report are due to fall off in the next 9 months. This would then show only £3000 of debt on my file. I was hoping to try and settle this amount in the way of a full and...

This question is from a friend which i found interesting so I'm going to ask your views on it if you will please .

Jo Blogs buys a house he has a mortgage . The property is freehold .
If he paid for the freehold outright can he then live on the land and not in the mortgaged house...

A bit unusual and not much info found. Has anybody any pointers?

A colleague has had some work done on a party wall, with an agreed Party Wall surveyor. Unfortunately, last minute costs have been awarded to a neighbour with additional costs for the surveyor. There is no breakdown of costs,...

Has anybody ever requested a SAR from a creditor where the debt is SB and Default annulled?

Most financial systems delete records after 7 years of the last activity. The cost of maintaining, archiving records, and recalling archived records is high. So will past creditors keep and check...

Hey Guys - if I request CCAs from the debt collectors, will this reset the statute barred clock as the debts are about 4 years old?

Thanks!

Thousands of firms sued for rate arrears

This is a duplicate of the Blog Entry made on: 22nd February 2017 07:06
...

Hi
Have an old B'card debt that was sold to Hoist, after MKDP bought it.
MKDP were really heavy but managed to bat them off.
Niddy, I'll send docs to see what you think
Cheers again for the help

Iv'e been with this bank for 10 years - just read that the TSB might be taking over . This is bad for us as we have debts with the TSB .
How will this affect our account if they do take it over - will they take our money from our account to pay the debts we owe to them ?

thanks

Hi everyone,

I am aware that there is lots of stuff out there regarding this. But every case has its unique peculiarities eh?

Joint owned. She left around 8 years ago.

Not seen ex partner for 8 years over which period I paid the mortgage on the dot - never left...

I think this diary method keeps everything neat and tidy, so I m doing it, Sorry for the posting elsewhere but took a while to decide course of action .

Co operative Bank

Type : Credit Card
Date Started : 4th September 1997
Approx Balance :£4564.07 as at Dec 2016...

Hi

Someone very knowledgeable about the CCA generally and UN in particular I was talking to recently mentioned that ..... "I could do with getting that one (an HSBC account) moved on to a DCA". (Hope I'm not misquoting her!). Since I'd always though it's an OC's decision to...

So we noticed a leak through the kitchen ceiling and bought some new felt and sealant to repair what we thought was a suspect area on the flat room which is the kitchen .

Our kitchen extension is from where our bedroom is and the radiator is leaking right where the leak is coming through...

Happy Birthday Pixie
[img]http://forums.all-about-debt.co.uk/attachment.php?attachmentid=17742&d=1431450578[/img]

From Niddy and all of us at AAD Consumer Forum....

Hi I have been told today that extra care advantage is a form of PPI payment is this correct ? If so i have had an open account with littlewoods since about 1995. I can not remember signing up to any form of payment protection insurance i do not have any paperwork from when i opened the account in 95....

So I made the last payment on my car loan on the 3rd of January. Normally the payment comes out on the first, but it was new year, so the direct debit came off late.
That's me officially debt free now (once I stop dipping back into my overdraft each month).

Today (31st of January,...