What is the best way to find out when the last payment was made on a credit card account? By a SAR?
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When last payment has been made.
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CCJ Letter Lowell
Hi guys,
I really need some help and advice here please.
A few days ago I received a money claim CCJ from Lowell for an old o2 account.
I am so angry because I called them twice a few months ago to get the information (dates etc) for when the debt was from as I...
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When does an o/d account become SB?
When does the SB clock start ticking with an overdraft? Is it from when the last credit that was paid into the account or from when the bank start demanding payment? I presumed it would have been from when the last credit was paid in, but now think it might be the latter which could add several months...
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Natwest Credit Card issue
Hi all,
Am trying to get some advice re my wifes natwest credit card taken out by in 1996. c£5500 owing.
Got into difficulty in 2008 and entered a DMP with CCCS.
Have a default showing on equifax, call credit and experien for summer 2010 (along with others all at the...
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EGG FLAWED CCA/UNENFORCEABLE AGREEMENT
Hi,
a couple of years back i discovered on this forum that an egg credit card debt that was being pursued by a debt company maybe unenforceable due to the credtit/approved limit wording.
So,I followed the procedure requested the original agreement etc, and turns out that my...
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CCA
Hello, back again,
Having trouble processing information at the moment....i read but it wont absorb
Can some kind person help a bemused middle aged gentleman
I sent off a CCA request back in November 2011,no response,so i then sent the account...
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MBNA CCA ... Court papers served
Can anybody advise me on my CCA with MBNA as i have now been issued with court papers and need to know if i should defend or not.
Also where do i post the docs to ?? or email them too
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Capital one / Lowells
Hi There, I'm enquiring regarding my Partners Dad, He has had numerous letters from several people over the years regarding a Credit Card he got from Capital One in 1999, Now i know from The person concerned that he made payments on the card when it was first used when he received the card, BUT the...
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dodgy defaults ????
Hi all
First post so Please be gentle ,
Can u Please point me in the direction
Of latest news, updates, implications of
Ré brandon v amex outcome
Because after a year of silence from
MANY dca, they have a renewed interest...
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Reassurance prior to court!
Hi Niddy,
Good to see the site so busy with people getting help. Pleased to say all goes well my end and I will put a diary together soon to document progress since I first asked your advice back at the end of 2009. You certainly saved my sanity!
Thought I would just touch...
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Statute Barred debt
Hi any help pls
I have a debt that is over 6 yrs old. No payment or acknowledgment has been made by myself since Dec 2004. Debt recovery are now taking me to County Court on 30/9/2011 to recovery the debt (ccj). I contacted National debt line and they told me to send a statue bar letter to inform...
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Glass v Swansea City Council
Ok, attached is a case that assists with limitation debates that can arise.
Many DCAs will argue that limitation accrues from the time when the "default notice" is issued. It does not. Simple as that.
Limitation clock starts ticking from when the payment is due and...