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  • Seamus
    started a topic When last payment has been made.

    When last payment has been made.

    What is the best way to find out when the last payment was made on a credit card account? By a SAR?

    S.
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  • Rachelw
    started a topic CCJ Letter Lowell

    CCJ Letter Lowell

    Hi guys,

    I really need some help and advice here please.

    A few days ago I received a money claim CCJ from Lowell for an old o2 account.

    I am so angry because I called them twice a few months ago to get the information (dates etc) for when the debt was from as I...
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  • When does an o/d account become SB?

    When does the SB clock start ticking with an overdraft? Is it from when the last credit that was paid into the account or from when the bank start demanding payment? I presumed it would have been from when the last credit was paid in, but now think it might be the latter which could add several months...
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  • George Washing
    started a topic Natwest Credit Card issue

    Natwest Credit Card issue

    Hi all,

    Am trying to get some advice re my wifes natwest credit card taken out by in 1996. c£5500 owing.

    Got into difficulty in 2008 and entered a DMP with CCCS.
    Have a default showing on equifax, call credit and experien for summer 2010 (along with others all at the...
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  • EGG FLAWED CCA/UNENFORCEABLE AGREEMENT

    Hi,

    a couple of years back i discovered on this forum that an egg credit card debt that was being pursued by a debt company maybe unenforceable due to the credtit/approved limit wording.

    So,I followed the procedure requested the original agreement etc, and turns out that my...
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  • stuffthebanks
    started a topic CCA

    CCA

    Hello, back again,

    Having trouble processing information at the moment....i read but it wont absorb

    Can some kind person help a bemused middle aged gentleman

    I sent off a CCA request back in November 2011,no response,so i then sent the account...
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  • MBNA CCA ... Court papers served

    Can anybody advise me on my CCA with MBNA as i have now been issued with court papers and need to know if i should defend or not.
    Also where do i post the docs to ?? or email them too
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  • ceejaydee30
    started a topic Capital one / Lowells

    Capital one / Lowells

    Hi There, I'm enquiring regarding my Partners Dad, He has had numerous letters from several people over the years regarding a Credit Card he got from Capital One in 1999, Now i know from The person concerned that he made payments on the card when it was first used when he received the card, BUT the...
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  • wotsitallabout
    started a topic dodgy defaults ????

    dodgy defaults ????

    Hi all

    First post so Please be gentle ,

    Can u Please point me in the direction
    Of latest news, updates, implications of

    Ré brandon v amex outcome

    Because after a year of silence from
    MANY dca, they have a renewed interest...
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  • DojoJoJo
    started a topic Reassurance prior to court!

    Reassurance prior to court!

    Hi Niddy,

    Good to see the site so busy with people getting help. Pleased to say all goes well my end and I will put a diary together soon to document progress since I first asked your advice back at the end of 2009. You certainly saved my sanity!

    Thought I would just touch...
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  • elliott ness
    started a topic Statute Barred debt

    Statute Barred debt

    Hi any help pls
    I have a debt that is over 6 yrs old. No payment or acknowledgment has been made by myself since Dec 2004. Debt recovery are now taking me to County Court on 30/9/2011 to recovery the debt (ccj). I contacted National debt line and they told me to send a statue bar letter to inform...
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  • Paul.
    started a topic Glass v Swansea City Council

    Glass v Swansea City Council

    Ok, attached is a case that assists with limitation debates that can arise.

    Many DCAs will argue that limitation accrues from the time when the "default notice" is issued. It does not. Simple as that.

    Limitation clock starts ticking from when the payment is due and...
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    Last edited by Never-In-Doubt; 18 January 2016, 12:22. Reason: updated with completions
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