Hi, been reading around the forum and it's very informative but I'm a bit confused at what my next move should be.
I received a letter from Aktiv Kapital about a debt I had with HFC Bank owing almost £6k, I sent a CCA request letter and they did respond, took them a while but they sent...
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Not sure what to do next
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Cashback websites: how they compare
1 QUIDCO
www.quidco.co.uk
With more than 2,800 retailers signed up, this is the biggest and highest-paying cashback website. Unlike other cashback websites, you can also earn money in stores. Simply register your credit or debit card details and every time...
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Anyone like cricket?
I've just realised I can't go to the final on Saturday at Lords (Somerset v Surrey). I paid £85 for the tickets (2), and thought I'd get on here to see if anyone wanted them. I'll take much less and donate 20% of whatever I get for them to AAD.
I'm guessing not. Ugh!!!
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Niddy vs Aktiv Kapital
Afternoon All
This is slightly out of date, as I was testing the system to see how the law worked when 'we' issued threats for payments to DCA's...
Ok, MY background history is here: ---> Niddy's Reason for Being here! - allaboutFORUMS
In a nutshell,...
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WannabDebtFree UE Diary
Hi Guys
I am new to the forum and would like your help please and apologies for the longwinded post!
About five years ago I got myself into a bit of a mess and subsequently got into debt owing on my credit cards and a mobile phone bill. I moved address as I was working abroad for...
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Where are the successes?
I was just thinking - if I was a newbie, I'd be looking for some evidence that this forum was successful.
Now debt reclaiming/ fighting/ whatever is a hard business, and takes time, so successes won't be coming within a few weeks - but isn't it worth us having a forum for when people...
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My Current DMP Plan
Hi All
Im new to all this so if this is the wrong place to post then ill apologise now.
Bit of background info on my situation, my marriage ended 18 months ago, my husband left the matial home and i kept it on so took over the mortgage. (£588.00) per month.
...
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Quitting smoking - The first day of the rest of my life!
Well, ashamed to admit, I've been a 40 a day smoker for as long as I can remember :-(
Tried to quit several times before, always found a reason, any reason legitimate (contradiction really as there's never really a legitimate one lol) or not, to go back on the fags.
Not eaten...
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Charity/Recycling
The last 2 days I have been sorting out good and working order items, this includes clothes, ornaments, furniture and whatever I could find that we did not require any longer and it would be a help to others, especially in need.
I know money is tight for most, so before you decide to give...
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Sinbins Fredrickson Problem
Hi Niddy, i used to post a couple of times for advice in the forums you had before this one (not the moneysupermarket thingy). My username was . Just wondered if all my stuff was transferred here or not?
I went down the unenforcible route with cap1 and received copy documents back in...Last edited by sinbin; 28 April 2011, 12:57.
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Sheriff Court
Hi N.I.D ;Hi
Just wanted to say a huge thank you, for your guidance and support last week, I was panicking when I contacted you, only having 24 hours notice to prepare for the court case. Fear of the unknown is very intimidating. However, after your coaching re court set up, personal...